Which returned more over the last year, USFR or VCLT?

In the year to Oct 28, 2026, with distributions reinvested, USFR returned +4.1% and VCLT −5.9%.

Which is cheaper, USFR or VCLT?

VCLT is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

USFR vs VCLT: Differences, Returns & Fees

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On May 31, 2026 USFR's duration was 0.0 years and VCLT's 12.0; VCLT charges 0.03% to USFR's 0.15%.

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Net assets: $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund, and $7.5bn on Sep 30, 2026 for Vanguard Long-Term Corporate Bond ETF.

USFR on its own →VCLT on its own →

At a glance

+4.1%

USFR total return, 1 year

−5.9%

VCLT total return, 1 year

0.15%

USFR expense ratio

0.03%

VCLT expense ratio

Pair scorecard

VCLT costs 0.12 points a year less; their one-year returns differ by 10.0 points.

USFR vs VCLT: Differences, Returns & Fees
Measure	USFR	VCLT
Return
Measure	USFR	VCLT
Total return, 1 year	+4.1%	−5.9%
Drawdown
Measure	USFR	VCLT
Below its high		17.8%, high on Sep 22, 2021
Benchmark
Measure	USFR	VCLT
What it tracks	Bloomberg U.S. Treasury Floating Rate Bond Index	Bloomberg U.S. 10+ Year Corporate Bond Index
Cost and size
Measure	USFR	VCLT
Expense ratio	0.15%	0.03%
Net assets, USFR as of May 31, 2026 and VCLT as of Sep 30, 2026	$17.0bn	$7.5bn
Holdings
Measure	USFR	VCLT
Holdings in common	0%

Holdings in common uses holdings dated May 31, 2026. Method

What they share

By the books each fund has filed, USFR and VCLT hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first USFR VCLT

Only in one fund ↓

Only in USFR

TF 0 10/31/27, due Oct 31, 2027 27.95%

TF 0 07/31/27, due Jul 31, 2027 27.93%

TF 0 01/31/28, due Jan 31, 2028 27.91%

TF 0 04/30/28, due Apr 30, 2028 15.90%

Only in VCLT

ANHEUSER-BUSCH, due Feb 1, 2046 0.37%

CVS HEALTH CORP, due Mar 25, 2048 0.33%

META PLATFORMS, due Nov 15, 2055 0.28%

BOEING CO, due May 1, 2050 0.27%

PFIZER INVSTMNT, due May 19, 2053 0.27%

AMAZON.COM INC, due Mar 13, 2056 0.26%

ORACLE CORP, due Feb 4, 2056 0.24%

AT&T INC, due Sep 15, 2053 0.23%

Check overlap with more funds →

Side by side

USFR WisdomTree Floating Rate Treasury Fund VCLT Vanguard Long-Term Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer WisdomTree Vanguard

What it is Tracks an index of Floating Rate Treasury Tracks an index of Long-Term Corporate Bond

Total return, 1 year +4.1% −5.9%

Its benchmark over the same days +4.0% (TFLO) not measured

Gap to its benchmark +0.1 pts vs TFLO not measured

Expense ratio 0.15% 0.03%

Holdings 4 2562

Net assets, USFR as of May 31, 2026 and VCLT as of Sep 30, 2026 $17.0bn $7.5bn

USFR and VCLT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

USFR

USFR tracks an index of Floating Rate Treasury. Over the year to Oct 28, 2026 it returned +4.1% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index. The prospectus expense ratio is 0.15% a year.

VCLT

VCLT tracks an index of Long-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −5.9% with distributions reinvested. The prospectus expense ratio is 0.03% a year. It sat 17.8% below its high of Sep 22, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, USFR or VCLT?: In the year to Oct 28, 2026, with distributions reinvested, USFR returned +4.1% and VCLT −5.9%.
Which is cheaper, USFR or VCLT?: VCLT is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

USFR vs VGUS BILZ vs USFR TBIL vs USFR TFLO vs USFR VBIL vs VCLT VCLT vs VUSB BIL vs VCLT SGOV vs VCLT

Where to next

USFR on its own →VCLT on its own →Hold both: look the portfolio through →Rankings →USFR dividend history →USFR holdings →VCLT dividend history →VCLT holdings →Standards and sources →

Sources and dates

USFR filings on SEC EDGAR ↗

USFR prospectus with the expense ratio (SEC) ↗

WisdomTree page for USFR ↗

VCLT filings on SEC EDGAR ↗

VCLT prospectus with the expense ratio (SEC) ↗

Vanguard page for VCLT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, USFR against VCLT, data as of Oct 28, 2026. https://etfiq.com/compare/any/usfr-vs-vclt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.