Which returned more over the last year, SGOV or VCIT?

In the year to Oct 28, 2026, with distributions reinvested, SGOV returned +3.7% and VCIT −1.8%.

Which is cheaper, SGOV or VCIT?

VCIT is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SGOV vs VCIT: Differences, Returns & Fees

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SGOV's duration was 0.1 years on Aug 31, 2026 and VCIT's 6.0 on May 31, 2026; VCIT charges 0.03% to SGOV's 0.09%.

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Net assets: $117.0bn on Oct 27, 2026 for iShares 0-3 Month Treasury Bond ETF, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.

SGOV on its own →VCIT on its own →

At a glance

+3.7%

SGOV total return, 1 year

−1.8%

VCIT total return, 1 year

0.09%

SGOV expense ratio

0.03%

VCIT expense ratio

Pair scorecard

VCIT costs 0.06 points a year less; their one-year returns differ by 5.5 points; SGOV is 1.7 times larger.

SGOV vs VCIT: Differences, Returns & Fees
Measure	SGOV	VCIT
Return
Measure	SGOV	VCIT
Total return, 1 year	+3.7%	−1.8%
Drawdown
Measure	SGOV	VCIT
Below its high		3.2%, high on Feb 27, 2026
Benchmark
Measure	SGOV	VCIT
What it tracks	ICE 0-3 Month US Treasury Securities Index	Bloomberg U.S. 5-10 Year Corporate Bond Index
Cost and size
Measure	SGOV	VCIT
Expense ratio	0.09%	0.03%
Net assets, as of Sep 30, 2026	$112.3bn	$66.6bn
Holdings
Measure	SGOV	VCIT
Holdings in common	0%

Holdings in common uses holdings dated May 31, 2026 and Aug 31, 2026. Method

What they share

By the books each fund has filed, SGOV and VCIT hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SGOV VCIT

Only in one fund ↓

Only in SGOV

U.S. Treasury Bills, due Oct 20, 2026 10.18%

U.S. Treasury Bills, due Sep 22, 2026 8.59%

U.S. Treasury Bills, due Oct 13, 2026 8.51%

U.S. Treasury Bills, due Sep 29, 2026 6.82%

U.S. Treasury Bills, due Oct 27, 2026 6.76%

U.S. Treasury Bills, due Sep 1, 2026 6.63%

U.S. Treasury Bills, due Sep 15, 2026 6.04%

U.S. Treasury Bills, due Oct 29, 2026 5.18%

Only in VCIT

AMAZON.COM INC, due Mar 13, 2036 0.30%

BOEING CO/THE, due May 1, 2034 0.28%

META PLATFORMS, due Nov 15, 2035 0.27%

BANK OF AMER CRP, due Jul 22, 2033 0.27%

PFIZER INVSTMNT, due May 19, 2033 0.27%

ORACLE CORP, due Feb 4, 2036 0.27%

ANHEUSER-BUSCH, due Feb 1, 2036 0.27%

JPMORGAN CHASE, due Jul 25, 2033 0.25%

Check overlap with more funds →

Side by side

SGOV iShares 0-3 Month Treasury Bond ETF VCIT Vanguard Intermediate-Term Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Vanguard

What it is Tracks an index of 0-3 month T-bills Tracks an index of Intermediate-Term Corporate Bond

Total return, 1 year +3.7% −1.8%

Its benchmark over the same days not measured −1.8% (SCHI)

Gap to its benchmark not measured 0.0 pts vs SCHI

Expense ratio 0.09% 0.03%

Holdings 22 2340

Net assets, SGOV as of Oct 27, 2026 and VCIT as of Sep 30, 2026 $117.0bn $66.6bn

SGOV and VCIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SGOV

SGOV tracks an index of 0-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.09% a year.

VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. 5-10 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.2% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SGOV or VCIT?: In the year to Oct 28, 2026, with distributions reinvested, SGOV returned +3.7% and VCIT −1.8%.
Which is cheaper, SGOV or VCIT?: VCIT is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

LQD vs SGOV IGIB vs SGOV BNDX vs SGOV SGOV vs TLT BIL vs VCIT VBIL vs VCIT VCIT vs VUSB SHV vs VCIT

Where to next

SGOV on its own →VCIT on its own →Hold both: look the portfolio through →Rankings →SGOV dividend history →SGOV holdings →VCIT dividend history →VCIT holdings →Standards and sources →

Sources and dates

SGOV filings on SEC EDGAR ↗

SGOV prospectus with the expense ratio (SEC) ↗

iShares page for SGOV ↗

VCIT filings on SEC EDGAR ↗

VCIT prospectus with the expense ratio (SEC) ↗

Vanguard page for VCIT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SGOV against VCIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/sgov-vs-vcit

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.