IQ

Data as of Oct 28, 2026.

vsCompare their flowsaskIQ about these two fundsAsk the committee about these two funds
Across categories

VBIL vs VCSH: Differences, Returns & Fees

Share
Share on XDownload as PDF

VBIL's duration was 0.1 years on Jun 30, 2026 and VCSH's 2.7 on May 31, 2026; VCSH charges 0.03% to VBIL's 0.06%.

askIQ about this page

askIQ about VBIL and VCSH

Net assets on Sep 30, 2026: $12.8bn for Vanguard 0-3 Month Treasury Bill ETF and $43.9bn for Vanguard Short-Term Corporate Bond ETF.

VBIL on its own →VCSH on its own →
At a glance
+3.7%
VBIL total return, 1 year
+1.3%
VCSH total return, 1 year
0.06%
VBIL expense ratio
0.03%
VCSH expense ratio

Pair scorecard

VCSH costs 0.03 points a year less; their one-year returns differ by 2.4 points; VCSH is 3.4 times larger.

VBIL vs VCSH: Differences, Returns & Fees
MeasureVBILVCSH
Return
Total return, 1 year+3.7%+1.3%
Benchmark
What it tracksBloomberg U.S. Treasury Bills 0-3 Months IndexBloomberg U.S. 1-5 Year Corporate Bond Index
Cost and size
Expense ratio0.06%0.03%
Net assets, as of Sep 30, 2026$12.8bn$43.9bn
Holdings
Holdings in common0%

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026. Method

What they share

0%

By the books each fund has filed, VBIL and VCSH hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Jun 30, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first VBIL VCSH
Only in one fund ↓
Only in VBIL
TREASURY BILL, due Jul 9, 2026 6.78%
TREASURY BILL, due Aug 6, 2026 6.10%
TREASURY BILL, due Jul 2, 2026 5.61%
TREASURY BILL, due Jul 16, 2026 5.41%
TREASURY BILL, due Jul 23, 2026 5.18%
TREASURY BILL, due Jul 14, 2026 5.17%
TREASURY BILL, due Jul 21, 2026 5.15%
TREASURY BILL, due Jul 30, 2026 5.12%
Only in VCSH
US TREASURY N/B, due May 31, 2028 0.83%
BANK OF AMER CRP, due Dec 20, 2028 0.23%
ABBVIE INC, due Nov 21, 2029 0.21%
CVS HEALTH CORP, due Mar 25, 2028 0.20%
T-MOBILE USA INC, due Apr 15, 2030 0.19%
BOEING CO, due May 1, 2030 0.19%
WELLS FARGO CO, due Jul 25, 2029 0.18%
JPMORGAN CHASE, due Apr 23, 2032 0.18%
Check overlap with more funds →

Side by side

VBIL Vanguard 0-3 Month Treasury Bill ETF VCSH Vanguard Short-Term Corporate Bond ETF
Where it sits Bond ETF Bond ETF
Issuer Vanguard Vanguard
What it is Tracks an index of 0-3 Month Treasury Bill Tracks an index of Short-Term Corporate Bond
Total return, 1 year +3.7% +1.3%
Its benchmark over the same days not measured +1.3% (SCHJ)
Gap to its benchmark not measured 0.0 pts vs SCHJ
Expense ratio 0.06% 0.03%
Holdings 28 3064
Net assets, as of Sep 30, 2026 $12.8bn $43.9bn

VBIL and VCSH on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

The week's ETF fund flows, by email on Sundays.

One-click unsubscribe. See Privacy.

About each fund
VBIL

VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

VCSH

VCSH tracks an index of Short-Term Corporate Bond. Over the year to Oct 28, 2026 it returned +1.3% with distributions reinvested, against +1.3% for its benchmark, the Bloomberg U.S. 1-5 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year.

Questions people ask

Which returned more over the last year, VBIL or VCSH?
In the year to Oct 28, 2026, with distributions reinvested, VBIL returned +3.7% and VCSH +1.3%.
Which is cheaper, VBIL or VCSH?
VCSH is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
BSV vs VBILIGSB vs VBILSPSB vs VBILIEF vs VBILSHV vs VCSHBIL vs VCSHSGOV vs VCSHBOXX vs VCSH
Where to next
VBIL on its own →VCSH on its own →Hold both: look the portfolio through →Rankings →VBIL dividend history →VBIL holdings →VCSH dividend history →VCSH holdings →Standards and sources →
Sources and dates
VBIL filings on SEC EDGAR ↗
VBIL prospectus with the expense ratio (SEC) ↗
Vanguard page for VBIL ↗
VCSH filings on SEC EDGAR ↗
VCSH prospectus with the expense ratio (SEC) ↗
Vanguard page for VCSH ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, VBIL against VCSH, data as of Oct 28, 2026. https://etfiq.com/compare/any/vbil-vs-vcsh

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.