Which paid more, SOXY or XLFI?

Over the year to Nov 4, 2026, SOXY paid 17.1% of its starting price in cash and XLFI paid 10.7%, so SOXY paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, SOXY or XLFI?

With every distribution reinvested, SOXY returned +43.5% and XLFI +8.1% over the year to Nov 4, 2026.

Which is cheaper, SOXY or XLFI?

SOXY charges 1.06% a year and XLFI charges 0.35%, so XLFI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

SOXY vs XLFI: Dividend Yield & Total Return

Share on X Download as PDF

Over the year to Nov 4, 2026, SOXY paid 17.1% of its price in cash against XLFI’s 10.7%, and returned more with it reinvested.

askIQ about this page

askIQ about SOXY and XLFI

Net assets on Nov 3, 2026: $61m for YieldMax Target 12 Semiconductor Option Income ETF and $13m for State Street Financial Select Sector SPDR Premium Income ETF.

SOXY on its own →XLFI on its own →

At a glance

17.1%

SOXY cash paid, 1 year

10.7%

XLFI cash paid, 1 year

+43.5%

SOXY total return, 1 year

+8.1%

XLFI total return, 1 year

SOXY · 1 year to Nov 4, 2026 28.7 pts ahead of SPY

SOXY

+43.5%

SPY

+14.8%

28.7 pts ahead of SPY

SOXY over 1 year: paid 17.1%, price +26.0%, total +43.5%, SPY +14.8%, +28.7 pts. Data to Nov 4, 2026.

SPY

+14.8%

SOXY

+43.5%

17.1% of it arrived as cash

28.7 pts ahead of SPY

Total return, distributions reinvested

28.7 pts ahead of SPY

SOXY over 1 year: paid 17.1%, price +26.0%, total +43.5%, SPY +14.8%, +28.7 pts. Data to Nov 4, 2026.

SPY

+14.8%

SOXY

+43.5%

28.7 pts ahead of SPY

17.1% of it arrived as cash. Total return, distributions reinvested. SOXY over 1 year: paid 17.1%, price +26.0%, total +43.5%, SPY +14.8%, +28.7 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLFI · 1 year to Nov 4, 2026 6.6 pts behind XLF

XLFI

+8.1%

XLF

+14.7%

6.6 pts behind XLF

XLFI over 1 year: paid 10.7%, price −3.2%, total +8.1%, XLF +14.7%, −6.6 pts. Data to Nov 4, 2026.

XLF

+14.7%

XLFI

+8.1%

10.7% as cash

6.6 pts behind XLF

Total return, distributions reinvested

6.6 pts behind XLF

XLFI over 1 year: paid 10.7%, price −3.2%, total +8.1%, XLF +14.7%, −6.6 pts. Data to Nov 4, 2026.

XLF

+14.7%

XLFI

+8.1%

6.6 pts behind XLF

10.7% of it arrived as cash. Both charts share one scale, with zero at the line. XLFI over 1 year: paid 10.7%, price −3.2%, total +8.1%, XLF +14.7%, −6.6 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

XLFI costs 0.71 points a year less; their one-year returns differ by 35.4 points; SOXY is 4.7 times larger.

Points (pts) are percentage points.

SOXY vs XLFI: Dividend Yield & Total Return
Measure	SOXY	XLFI
Paid and earned
Measure	SOXY	XLFI
Total return, 1 year	+43.5%	+8.1%
Price change, 1 year	rose 26.0%	fell 3.2%
Return of capital, issuer estimate		100% of the Nov 5, 2026 payment
Against its benchmark
Measure	SOXY	XLFI
Benchmark	S&P 500, measured through SPY	Financials sector, measured through XLF
Cost and size
Measure	SOXY	XLFI
Expense ratio	1.06%	0.35%
Net assets, as of Nov 3, 2026	$61m	$13m
Holdings
Measure	SOXY	XLFI
Holdings in common	0%

ETFIQ Distribution Coverage Score · SOXY scores higher How much of what it paid out did its total return cover?

IQ Income Score93.7SOXY45.8XLFI

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

SOXY 93.7

XLFI 45.8

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

What they share

By the books each fund has filed, SOXY and XLFI hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026 and Nov 4, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SOXY XLFI

Only in one fund ↓

Only in SOXY

NVIDIA Corp 6.90%

Advanced Micro Devices Inc 6.15%

ASML Holding NV 4.95%

Broadcom Inc 4.68%

Micron Technology Inc 4.68%

Texas Instruments Inc 4.42%

MARVELL TECHNOLOGY INC 4.40%

Analog Devices Inc 4.03%

Only in XLFI

STATE STREET FINANCIAL SELECT 102.90%

STATE STREET FINANCIAL SELECT NOV26 58 CALL -0.06%

STATE STREET FINANCIAL SELECT NOV26 57.5 CALL -0.11%

STATE STREET FINANCIAL SELECT NOV26 57 CALL -0.18%

STATE STREET FINANCIAL SELECT NOV26 56 CALL -2.55%

Check overlap with more funds →

Side by side

SOXY YieldMax Target 12 Semiconductor Option Income ETF · Synthetic covered call on SPY, paying monthly XLFI State Street Financial Select Sector SPDR Premium Income ETF · Covered call on XLF, paying monthly

Issuer YieldMax State Street

Strategy synthetic covered call covered call

Benchmark S&P 500 (SPY) Financials sector (XLF)

Pays monthly monthly

Payout rate, annualized 12.3% 11.0%

Expense ratio 1.06% 0.35%

Cash paid, 1 year 17.1% 10.7%

Price change, 1 year +26.0% −3.2%

Total return, 1 year +43.5% +8.1%

Benchmark return, 1 year +14.8% +14.7%

Ahead or behind +28.7 pts −6.6 pts

Return of capital, latest estimate not published 100%

Age 1.9 years 1.3 years

Net assets, as of Nov 3, 2026 $61m $13m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: SOXY vs XLFI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	SOXY	XLFI	SOXY	XLFI	SOXY	XLFI
3 months	−14.3%	−0.3%	2.9%	2.3%	−14.1 pts	−2.7 pts
6 months	−9.9%	+9.0%	6.3%	5.0%	−14.9 pts	−6.0 pts
1 year	+43.5%	+8.1%	17.1%	10.7%	+28.7 pts	−6.6 pts
Since launchNot the same days: SOXY Dec 2024 · XLFI Jul 2025	+90.3%	+10.5%	30.4%	14.1%	+60.4 pts	−4.0 pts

Open this comparison in the app →

Alert

About each fund

SOXY

Over the year to Nov 4, 2026, SOXY paid 17.1% of its starting value in cash distributions while its price rose 26.0%. With every distribution reinvested, the fund returned +43.5%. S&P 500 (SPY) returned +14.8% over the same days, so a holder was ahead by 28.7 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 12.3%, paid monthly.

XLFI

Over the year to Nov 4, 2026, XLFI paid 10.7% of its starting value in cash distributions while its price fell 3.2%. With every distribution reinvested, the fund returned +8.1%. Financials sector (XLF) returned +14.7% over the same days, so a holder was behind by 6.6 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 11.0%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

Questions people ask

Which paid more, SOXY or XLFI?: Over the year to Nov 4, 2026, SOXY paid 17.1% of its starting price in cash and XLFI paid 10.7%, so SOXY paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, SOXY or XLFI?: With every distribution reinvested, SOXY returned +43.5% and XLFI +8.1% over the year to Nov 4, 2026.
Which is cheaper, SOXY or XLFI?: SOXY charges 1.06% a year and XLFI charges 0.35%, so XLFI is cheaper. Fees come from each fund's prospectus.

Other comparisons

SOXY vs FINY SOXY vs XLSI SOXY vs XLKI SOXY vs XLVI XLFI vs GPTY XLFI vs CHPY XLFI vs XLUI XLFI vs USOY

Where to next

S&P 500 (SPY) →Financials sector (XLF) →SOXY on its own →XLFI on its own →SOXY dividend history →SOXY holdings →XLFI dividend history →XLFI holdings →Method →Standards and sources →

Sources and dates

SOXY filings on SEC EDGAR ↗

SOXY prospectus with the expense ratio (SEC) ↗

SOXY 19a-1 distribution notice ↗

YieldMax page for SOXY ↗

XLFI filings on SEC EDGAR ↗

XLFI prospectus with the expense ratio (SEC) ↗

XLFI 19a-1 distribution notice ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, SOXY against XLFI, data as of Nov 4, 2026. https://etfiq.com/compare/income/soxy-vs-xlfi

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.