Data as of .
GPTY vs XLFI: which paid, and which earned it?
Over the year GPTY paid 34.0% of its price in cash against XLFI’s 10.9%, and returned more with it reinvested.
ETFIQ Return Stability Score: XLFI scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, GPTY and XLFI hold 0% of their money in the same securities at the same weight.
| Only in GPTY | Only in XLFI |
|---|---|
| Intel Corp 9.47% | STATE STREET FINANCIAL SELECT 99.95% |
| Advanced Micro Devices Inc 6.95% | SSI US GOV MONEY MARKET CLASS 0.48% |
| Alphabet Inc 6.81% | STATE STREET FINANCIAL SELECT OCT26 59 C -0.01% |
| NVIDIA Corp 6.73% | STATE STREET FINANCIAL SELECT OCT26 58 C -0.42% |
| Marvell Technology Inc 5.60% | |
| TSMC 5.52% | |
| Broadcom Inc 4.82% | |
| Palantir Technologies Inc 4.37% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Sep 17, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| GPTY | XLFI | GPTY | XLFI | GPTY | XLFI | |
| 3 months | −1.3% | +5.1% | 8.2% | 2.4% | −0.5 pts | +0.4 pts |
| 6 months | +40.4% | +12.6% | 22.2% | 5.5% | −0.1 pts | −2.2 pts |
| 1 year | +32.4% | +5.2% | 34.0% | 10.9% | −5.7 pts | +0.4 pts |
| Since launch | +53.2% | +8.7% | 51.0% | 12.4% | −4.9 pts | +1.0 pts |
| GPTY YieldMax(R) AI & Tech Portfolio Option Income ETF Synthetic covered call on XLK, paying weekly | XLFI State Street(R) Financial Select Sector SPDR(R) Premium Income ETF Covered call on XLF, paying monthly | |
|---|---|---|
| Issuer | YieldMax | State Street |
| Strategy | synthetic covered call | covered call |
| Benchmark | Technology sector (XLK) | Financials sector (XLF) |
| Pays | weekly | monthly |
| Payout rate, annualized | 35.3% | 6.7% |
| Expense ratio | 1.06% | 0.35% |
| Cash paid, 1 year | 34.0% | 10.9% |
| Price change, 1 year | −8.1% | −6.2% |
| Total return, 1 year | +32.4% | +5.2% |
| Benchmark return, 1 year | +38.0% | +4.8% |
| Ahead or behind | −5.7 pts | +0.4 pts |
| Return of capital, latest estimate | 94% | not published |
| Age | 603 days | 415 days |
| Net assets | $126m | $10m |
GPTY in plain words
Over the year to Sep 18, 2026, GPTY paid 34.0% of its starting value in cash distributions while its price fell 8.1%. With every distribution reinvested, the fund returned +32.4%. Technology sector (XLK) returned +38.0% over the same days, so a holder was behind by 5.7 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 35.3%, paid weekly. YieldMax estimates that 94% of the distribution paid Sep 17, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
XLFI in plain words
Over the year to Sep 18, 2026, XLFI paid 10.9% of its starting value in cash distributions while its price fell 6.2%. With every distribution reinvested, the fund returned +5.2%. Financials sector (XLF) returned +4.8% over the same days, so a holder was about even. At its price on Sep 18, 2026 the latest distribution annualizes to 6.7%, paid monthly.
Questions people ask
- Which paid more, GPTY or XLFI?
- Over the year to Sep 18, 2026, GPTY paid 34.0% of its starting price in cash and XLFI paid 10.9%, so GPTY paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, GPTY or XLFI?
- With every distribution reinvested, GPTY returned +32.4% and XLFI returned +5.2% over the year to Sep 18, 2026, so GPTY returned more.
- Which is cheaper, GPTY or XLFI?
- GPTY charges 1.06% a year and XLFI charges 0.35%, so XLFI is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, GPTY against XLFI, data as of Sep 18, 2026. https://etfiq.com/compare/income/gpty-vs-xlfi Free to use with attribution; the underlying files are at Open data.