Which paid more, NDIV or XLUI?

Over the year to Nov 4, 2026, NDIV paid 12.3% of its starting price in cash and XLUI paid 14.1%, so XLUI paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, NDIV or XLUI?

With every distribution reinvested, NDIV returned +41.1% and XLUI +5.6% over the year to Nov 4, 2026.

Which is cheaper, NDIV or XLUI?

NDIV charges 0.59% a year and XLUI charges 0.35%, so XLUI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

NDIV vs XLUI: Dividend Yield & Total Return

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Over the year to Nov 4, 2026, XLUI paid 14.1% of its price in cash against NDIV’s 12.3%, though NDIV returned more with it reinvested.

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Net assets on Nov 3, 2026: $34m for Amplify Energy & Natural Resources Covered Call ETF and $69m for State Street Utilities Select Sector SPDR Premium Income ETF.

NDIV on its own →XLUI on its own →

At a glance

12.3%

NDIV cash paid, 1 year

14.1%

XLUI cash paid, 1 year

+41.1%

NDIV total return, 1 year

+5.6%

XLUI total return, 1 year

NDIV · 1 year to Nov 4, 2026 Not measured

NDIV

+41.1%

none

Not measured

NDIV over 1 year: paid 12.3%, price +28.1%, total +41.1%, not measured against a benchmark. Data to Nov 4, 2026.

NDIV

+41.1%

12.3% as cash

Total return, distributions reinvested

Not measured

NDIV over 1 year: paid 12.3%, price +28.1%, total +41.1%, not measured against a benchmark. Data to Nov 4, 2026.

NDIV

+41.1%

12.3% of it arrived as cash. Total return, distributions reinvested. NDIV over 1 year: paid 12.3%, price +28.1%, total +41.1%, not measured against a benchmark. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLUI · 1 year to Nov 4, 2026 4.6 pts ahead of XLU

XLUI

+5.6%

XLU

+1.0%

4.6 pts ahead of XLU

XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

XLU

+1.0%

XLUI

+5.6%

14.1% cash

4.6 pts ahead of XLU

Total return, distributions reinvested

4.6 pts ahead of XLU

XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

XLU

+1.0%

XLUI

+5.6%

4.6 pts ahead of XLU

14.1% of it arrived as cash. Both charts share one scale, with zero at the line. XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

XLUI costs 0.24 points a year less; their one-year returns differ by 35.5 points; XLUI is 2.0 times larger.

Points (pts) are percentage points.

NDIV vs XLUI: Dividend Yield & Total Return
Measure	NDIV	XLUI
Paid and earned
Measure	NDIV	XLUI
Total return, 1 year	+41.1%	+5.6%
Price change, 1 year	rose 28.1%	fell 8.9%
Return of capital, issuer estimate	96% of the Oct 30, 2026 payment	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	NDIV	XLUI
Benchmark	its own stocks	Utilities sector, measured through XLU
Cost and size
Measure	NDIV	XLUI
Expense ratio	0.59%	0.35%
Net assets, as of Nov 3, 2026	$34m	$69m
Holdings
Measure	NDIV	XLUI
Holdings in common	0%

Method

What they share

By the books each fund has filed, NDIV and XLUI hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026 and Nov 4, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first NDIV XLUI

Only in one fund ↓

Only in NDIV

Olin Corp 6.15%

Mosaic Co 5.84%

Dow Inc 5.83%

Eastman Chemical Co 5.46%

Enbridge Inc 5.30%

Sylvamo Corp 5.21%

South Bow Corp 5.19%

ONEOK Inc 5.00%

Only in XLUI

STATE STREET UTILITIES SELECT 102.24%

STATE STREET UTILITIES SELECT NOV26 44.5 CALL -0.01%

STATE STREET UTILITIES SELECT NOV26 44 CALL -0.03%

STATE STREET UTILITIES SELECT NOV26 43.5 CALL -0.07%

STATE STREET UTILITIES SELECT NOV26 42.5 CALL -0.08%

STATE STREET UTILITIES SELECT NOV26 43 CALL -2.05%

Check overlap with more funds →

Side by side

NDIV Amplify Energy & Natural Resources Covered Call ETF · Covered call on its own stocks, paying monthly XLUI State Street Utilities Select Sector SPDR Premium Income ETF · Covered call on XLU, paying monthly

Issuer Amplify State Street

Strategy covered call covered call

Benchmark NDIV's own stocks, without the options (from its holdings of Nov 3, 2026) Utilities sector (XLU)

Pays monthly monthly

Payout rate, annualized 11.5% 14.9%

Expense ratio 0.59% 0.35%

Cash paid, 1 year 12.3% 14.1%

Price change, 1 year +28.1% −8.9%

Total return, 1 year +41.1% +5.6%

Benchmark return, 1 year not published +1.0%

Ahead or behind not available +4.6 pts

Return of capital, latest estimate 96% 100%

Age 4.2 years 1.3 years

Net assets, as of Nov 3, 2026 $34m $69m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: NDIV vs XLUI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	NDIV	XLUI	NDIV	XLUI	NDIV	XLUI
3 months	+5.0%	+1.2%	3.0%	3.9%	not measured	+0.5 pts
6 months	+0.8%	−0.9%	5.5%	6.8%	not measured	+2.4 pts
1 year	+41.1%	+5.6%	12.3%	14.1%	not measured	+4.6 pts
3 years	+54.0%	–	24.0%	–	not measured	–
Since launchNot the same days: NDIV Aug 2022 · XLUI Jul 2025	+74.7%	+8.1%	33.2%	17.5%	not measured	+2.1 pts

– means no data for this window. Open this comparison in the app →

Alert

About each fund

NDIV

No 1-year comparison: a quarter's holdings filing is missing from the year.

Over the year to Nov 4, 2026, NDIV paid 12.3% of its starting value in cash distributions while its price rose 28.1%. With every distribution reinvested, the fund returned +41.1%. At its price on Nov 4, 2026 the latest distribution annualizes to 11.5%, paid monthly. Amplify estimates that 96% of the distribution paid Oct 30, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLUI

Over the year to Nov 4, 2026, XLUI paid 14.1% of its starting value in cash distributions while its price fell 8.9%. With every distribution reinvested, the fund returned +5.6%. Utilities sector (XLU) returned +1.0% over the same days, so a holder was ahead by 4.6 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 14.9%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which paid more, NDIV or XLUI?: Over the year to Nov 4, 2026, NDIV paid 12.3% of its starting price in cash and XLUI paid 14.1%, so XLUI paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, NDIV or XLUI?: With every distribution reinvested, NDIV returned +41.1% and XLUI +5.6% over the year to Nov 4, 2026.
Which is cheaper, NDIV or XLUI?: NDIV charges 0.59% a year and XLUI charges 0.35%, so XLUI is cheaper. Fees come from each fund's prospectus.

Other comparisons

NDIV vs WEEI NDIV vs XLEI NDIV vs MDST NDIV vs AIPI XLUI vs XLVI XLUI vs XLYI XLUI vs USOY XLUI vs WEEI

Where to next

Utilities sector (XLU) →All income ETFs ranked by the Distribution Coverage Score →How the scores are computed →NDIV on its own →XLUI on its own →NDIV dividend history →NDIV holdings →XLUI dividend history →XLUI holdings →Method →Standards and sources →

Sources and dates

NDIV filings on SEC EDGAR ↗

NDIV prospectus with the expense ratio (SEC) ↗

NDIV 19a-1 distribution notice ↗

Amplify page for NDIV ↗

XLUI filings on SEC EDGAR ↗

XLUI prospectus with the expense ratio (SEC) ↗

XLUI 19a-1 distribution notice ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, NDIV against XLUI, data as of Nov 4, 2026. https://etfiq.com/compare/income/ndiv-vs-xlui

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.