Data as of .
FINY vs YRAM: which paid, and which earned it?
FINY and YRAM both write options for income.
What they hold in common
By the books each fund has filed, FINY and YRAM hold 0% of their money in the same securities at the same weight.
| Only in FINY | Only in YRAM |
|---|---|
| Treasury Bill 100.00% | First American Government Obligations Fund 12/01/2031 43.96% |
| Micron Technology Inc 17.72% | |
| Sandisk Corp 7.60% | |
| Seagate Technology Holdings PLC 6.80% | |
| Western Digital Corp 6.44% | |
| DRAM 10/16/2026 55.01 C 5.07% | |
| Silicon Motion Technology Corp 3.55% | |
| SKHY 10/16/2026 155.01 C 3.38% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 21, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| FINY | YRAM | FINY | YRAM | FINY | YRAM | |
| 3 months | +5.0% | not published | 4.2% | not published | +0.4 pts | not published |
| Since launch | +9.2% | +6.1% | 7.7% | 1.6% | +0.6 pts | +3.0 pts |
| FINY GraniteShares YieldBOOST Financials ETF Synthetic covered call on XLF, paying weekly | YRAM YieldMax Memory and Storage Portfolio Option Income ETF Synthetic covered call on SMH | |
|---|---|---|
| Issuer | GraniteShares | YieldMax |
| Strategy | synthetic covered call | synthetic covered call |
| Benchmark | Financials sector (XLF) | Semiconductors (SMH), used as the proxy |
| Pays | weekly | not established |
| Payout rate, annualized | 11.2% | 8.8% |
| Expense ratio | 1.07% | not published |
| Cash paid, 1 year | 7.7% (since launch on May 5, 2026) | 1.6% (since launch on Aug 25, 2026) |
| Price change, 1 year | +1.2% | +4.5% |
| Total return, 1 year | +9.2% (since launch on May 5, 2026) | +6.1% (since launch on Aug 25, 2026) |
| Benchmark return, 1 year | +8.7% | +3.1% |
| Ahead or behind | +0.6 pts | +3.0 pts |
| Return of capital, latest estimate | 96% | 97% |
| Age | 136 days | 24 days |
| Net assets | $760,476 | $5m |
FINY in plain words
Over the period since launch on May 5, 2026 to Sep 18, 2026, FINY paid 7.7% of its starting value in cash distributions while its price rose 1.2%. With every distribution reinvested, the fund returned +9.2%. Financials sector (XLF) returned +8.7% over the same days, so a holder was ahead by 0.6 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 11.2%, paid weekly. GraniteShares estimates that 96% of the distribution paid Jul 7, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
YRAM in plain words
Over the period since launch on Aug 25, 2026 to Sep 18, 2026, YRAM paid 1.6% of its starting value in cash distributions while its price rose 4.5%. With every distribution reinvested, the fund returned +6.1%. Semiconductors (SMH), used as the proxy returned +3.1% over the same days, so a holder was ahead by 3.0 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 8.8%, paid periodically. YieldMax estimates that 97% of the distribution paid Sep 17, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, FINY against YRAM, data as of Sep 18, 2026. https://etfiq.com/compare/income/finy-vs-yram Free to use with attribution; the underlying files are at Open data.