Data as of Nov 4, 2026.
FINY vs YRAM: Dividend Yield & Total Return
FINY and YRAM both write options for income.
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askIQ about FINY and YRAMNet assets on Nov 3, 2026: $747,148 for GraniteShares YieldBOOST Financials ETF and $6.4m for YieldMax Memory and Storage Portfolio Option Income ETF.
5.8 pts behind XLF
FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.
XLF
+15.6%
FINY
+9.8%
8.9% as cash
5.8 pts behind XLF
Total return, distributions reinvested
5.8 pts behind XLF
FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.
XLF
+15.6%
FINY
+9.8%
5.8 pts behind XLF
8.9% of it arrived as cash. Total return, distributions reinvested. FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.Not measured
YRAM since launch: paid 6.8%, price −21.9%, total −16.2%, not measured against a benchmark. Data to Nov 4, 2026.
YRAM
−16.2%
Total return, distributions reinvested
Not measured
YRAM since launch: paid 6.8%, price −21.9%, total −16.2%, not measured against a benchmark. Data to Nov 4, 2026.
YRAM
−16.2%
6.8% of it arrived as cash. Both charts share one scale, with zero at the line. YRAM since launch: paid 6.8%, price −21.9%, total −16.2%, not measured against a benchmark. Data to Nov 4, 2026.
Data to Nov 4, 2026.Pair scorecard
YRAM costs 0.17 points a year less.
Points (pts) are percentage points.
| Measure | FINY | YRAM |
|---|---|---|
| Paid and earned | ||
| Price change | rose 0.5% (since May 5, 2026) | fell 21.9% (since Aug 25, 2026) |
| Return of capital, issuer estimate | 96% of the Jul 7, 2026 payment | 99% of the Nov 5, 2026 payment |
| Against its benchmark | ||
| Benchmark | Financials sector, measured through XLF | not published |
| Cost and size | ||
| Expense ratio | 1.18% | 1.01% |
| Net assets, as of Nov 3, 2026 | $747,148 | $6.4m |
| Holdings | ||
| Holdings in common | 0% | |
What they share
By the books each fund has filed, FINY and YRAM hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Nov 4, 2026.
half
0% in common
Only in one fund ↓
Side by side
As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.
Window by window
| Total return | Cash paid | Against the benchmark | ||||
|---|---|---|---|---|---|---|
| Window | FINY | YRAM | FINY | YRAM | FINY | YRAM |
| 3 months | +1.3% | – | 2.9% | – | −1.2 pts | – |
| 6 months | +9.6% | – | 8.9% | – | −5.4 pts | – |
| Since launchNot the same days: FINY May 2026 · YRAM Aug 2026 | +9.8% | −16.2% | 8.9% | 6.8% | −5.7 pts | not measured |
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FINY
Over the period from its first trade on May 5, 2026 to Nov 4, 2026, FINY paid 8.9% of its starting value in cash distributions while its price rose 0.5%. With every distribution reinvested, the fund returned +9.8%. Financials sector (XLF) returned +15.6% over the same days, so a holder was behind by 5.8 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 11.2%, paid weekly. GraniteShares estimates that 96% of the distribution paid Jul 7, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
YRAM
Over the period from its first trade on Aug 25, 2026 to Nov 4, 2026, YRAM paid 6.8% of its starting value in cash distributions while its price fell 21.9%. With every distribution reinvested, the fund returned −16.2%. At its price on Nov 4, 2026 the latest distribution annualizes to 42.2%, paid weekly. YieldMax estimates that 99% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Every number is an ETFIQ calculation with distributions reinvested.
Cite this pageCitation, APA and Markdown
ETFIQ, FINY against YRAM, data as of Nov 4, 2026. https://etfiq.com/compare/income/finy-vs-yram
ETFIQ. (Nov 4, 2026). FINY against YRAM. Retrieved from https://etfiq.com/compare/income/finy-vs-yram
[FINY against YRAM (ETFIQ, Nov 4, 2026)](https://etfiq.com/compare/income/finy-vs-yram)
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