Data as of Nov 4, 2026.

vsOpen in the appCompare their flowsaskIQ about these two fundsAsk the committee about these two funds
Income ETFs

FINY vs XLCI: Dividend Yield & Total Return

Share
Share on XDownload as PDF

FINY and XLCI both write options for income.

askIQ about this page

askIQ about FINY and XLCI

Net assets on Nov 3, 2026: $747,148 for GraniteShares YieldBOOST Financials ETF and $3.4m for State Street Communication Services Select Sector SPDR Premium Income ETF.

At a glance
8.9%
FINY cash paid, since launch, May 5, 2026
11.1%
XLCI cash paid, 1 year
+9.8%
FINY total return, since launch, May 5, 2026
+0.7%
XLCI total return, 1 year
FINY · since launch to Nov 4, 2026 5.8 pts behind XLF
FINY
+9.8%
XLF
+15.6%

5.8 pts behind XLF

FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.

XLF

+15.6%

FINY

+9.8%

8.9% of it arrived as cash

5.8 pts behind XLF

Total return, distributions reinvested

5.8 pts behind XLF

FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.

XLF

+15.6%

FINY

+9.8%

5.8 pts behind XLF

8.9% of it arrived as cash. Total return, distributions reinvested. FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.
XLCI · 1 year to Nov 4, 2026 6.5 pts ahead of XLC
XLCI
+0.7%
XLC
−5.8%

6.5 pts ahead of XLC

XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.

XLC

−5.8%

XLCI

+0.7%

6.5 pts ahead of XLC

Total return, distributions reinvested

6.5 pts ahead of XLC

XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.

XLC

−5.8%

XLCI

+0.7%

6.5 pts ahead of XLC

11.1% of it arrived as cash. Both charts share one scale, with zero at the line. XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

XLCI costs 0.83 points a year less.

Points (pts) are percentage points.

FINY vs XLCI: Dividend Yield & Total Return
MeasureFINYXLCI
Paid and earned
Total return, 1 yearnot published+0.7%
Price changerose 0.5% (since May 5, 2026)fell 10.0% (1 year)
Return of capital, issuer estimate96% of the Jul 7, 2026 payment100% of the Nov 5, 2026 payment
Against its benchmark
BenchmarkFinancials sector, measured through XLFCommunication services, measured through XLC
Cost and size
Expense ratio1.18%0.35%
Net assets, as of Nov 3, 2026$747,148$3.4m
Holdings
Holdings in common0%

Method

Risk and return

May 15, 2026 to Oct 30, 2026 · 24 weekly returns
FINY XLCI
Return
Total return edge FINY +7.9% −9.7%
Price return edge FINY −0.2% −13.7%
Risk
Max drawdown edge FINY −4.4% −10.1%
Reading

From May 2026 to Oct 2026, FINY returned more: +7.9% to −9.7%. FINY fell less at its worst: −4.4% to −10.1%.

Full scorecard

3 measures, with how each is measured
Open ↓
Risk and return: FINY vs XLCI: Dividend Yield & Total Return
MeasureFINYXLCIEdgeHow it is measured
Return
Total return+7.9%−9.7%FINYPrice change plus distributions, reinvested.
Price return−0.2%−13.7%FINYPrice change alone, distributions left out.
Risk
Max drawdown−4.4%−10.1%FINYDeepest fall from a high to the low after it.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 24 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

0%

By the books each fund has filed, FINY and XLCI hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Nov 3, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first FINY XLCI
Only in one fund ↓
Only in FINY
Only in XLCI
STATE STREET COMMUNICATION SER 100.11%
STATE STREET COMMUNICATION SER NOV26 116 CALL -0.00%
STATE STREET COMMUNICATION SER NOV26 111 CALL -0.02%
STATE STREET COMMUNICATION SER NOV26 114 CALL -0.04%
STATE STREET COMMUNICATION SER NOV26 103 CALL -0.09%
Check overlap with more funds →

Side by side

FINY GraniteShares YieldBOOST Financials ETF · Synthetic covered call on XLF, paying weekly XLCI State Street Communication Services Select Sector SPDR Premium Income ETF · Covered call on XLC, paying monthly
Strategy synthetic covered call covered call
Benchmark Financials sector (XLF) Communication services (XLC)
Pays weekly monthly
Payout rate, annualized 11.2% 13.7%
Expense ratio 1.18% 0.35%
Cash paid, 1 year 8.9% (since launch, May 5, 2026) 11.1%
Price change, 1 year +0.5% (since launch, May 5, 2026) −10.0%
Total return, 1 year +9.8% (since launch, May 5, 2026) +0.7%
Benchmark return, 1 year +15.6% (since launch, May 5, 2026) −5.8%
Ahead or behind −5.8 pts (since launch, May 5, 2026) +6.5 pts
Return of capital, latest estimate 96% 100%
Age 183 days 1.3 years
Net assets, as of Nov 3, 2026 $747,148 $3.4m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: FINY vs XLCI: Dividend Yield & Total Return
Total returnCash paidAgainst the benchmark
WindowFINYXLCIFINYXLCIFINYXLCI
3 months+1.3%−2.9%2.9%2.7%−1.2 pts+2.1 pts
6 months+9.6%−6.0%8.9%5.4%−5.4 pts+4.0 pts
1 year–+0.7%–11.1%–+6.6 pts
Since launchNot the same days: FINY May 2026 · XLCI Jul 2025+9.8%+3.2%8.9%14.3%−5.7 pts+3.0 pts

– means no data for this window. Open this comparison in the app →

Client brief

No client brief for this pair: ETFIQ prints no one-year total return for FINY; the two funds' holdings are dated 126 days apart.

Alert

XLCI flows, by email on Sundays.

One-click unsubscribe. See Privacy.

About each fund
FINY

Over the period from its first trade on May 5, 2026 to Nov 4, 2026, FINY paid 8.9% of its starting value in cash distributions while its price rose 0.5%. With every distribution reinvested, the fund returned +9.8%. Financials sector (XLF) returned +15.6% over the same days, so a holder was behind by 5.8 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 11.2%, paid weekly. GraniteShares estimates that 96% of the distribution paid Jul 7, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLCI

Over the year to Nov 4, 2026, XLCI paid 11.1% of its starting value in cash distributions while its price fell 10.0%. With every distribution reinvested, the fund returned +0.7%. Communication services (XLC) returned −5.8% over the same days, so a holder was ahead by 6.5 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 13.7%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which is cheaper, FINY or XLCI?
FINY charges 1.18% a year and XLCI charges 0.35%, so XLCI is cheaper. Fees come from each fund's prospectus.
Other comparisons
Cite this pageCitation, APA and Markdown

ETFIQ, FINY against XLCI, data as of Nov 4, 2026. https://etfiq.com/compare/income/finy-vs-xlci

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.