Data as of Nov 4, 2026.
FINY vs XLCI: Dividend Yield & Total Return
FINY and XLCI both write options for income.
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askIQ about FINY and XLCINet assets on Nov 3, 2026: $747,148 for GraniteShares YieldBOOST Financials ETF and $3.4m for State Street Communication Services Select Sector SPDR Premium Income ETF.
5.8 pts behind XLF
FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.
XLF
+15.6%
FINY
+9.8%
8.9% of it arrived as cash
5.8 pts behind XLF
Total return, distributions reinvested
5.8 pts behind XLF
FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.
XLF
+15.6%
FINY
+9.8%
5.8 pts behind XLF
8.9% of it arrived as cash. Total return, distributions reinvested. FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.6.5 pts ahead of XLC
XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.
XLC
−5.8%
XLCI
+0.7%
6.5 pts ahead of XLC
Total return, distributions reinvested
6.5 pts ahead of XLC
XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.
XLC
−5.8%
XLCI
+0.7%
6.5 pts ahead of XLC
11.1% of it arrived as cash. Both charts share one scale, with zero at the line. XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.Pair scorecard
XLCI costs 0.83 points a year less.
Points (pts) are percentage points.
| Measure | FINY | XLCI |
|---|---|---|
| Paid and earned | ||
| Total return, 1 year | not published | +0.7% |
| Price change | rose 0.5% (since May 5, 2026) | fell 10.0% (1 year) |
| Return of capital, issuer estimate | 96% of the Jul 7, 2026 payment | 100% of the Nov 5, 2026 payment |
| Against its benchmark | ||
| Benchmark | Financials sector, measured through XLF | Communication services, measured through XLC |
| Cost and size | ||
| Expense ratio | 1.18% | 0.35% |
| Net assets, as of Nov 3, 2026 | $747,148 | $3.4m |
| Holdings | ||
| Holdings in common | 0% | |
Risk and return
May 15, 2026 to Oct 30, 2026 · 24 weekly returnsFrom May 2026 to Oct 2026, FINY returned more: +7.9% to −9.7%. FINY fell less at its worst: −4.4% to −10.1%.
Full scorecard
3 measures, with how each is measured Open ↓
| Measure | FINY | XLCI | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +7.9% | −9.7% | FINY | Price change plus distributions, reinvested. |
| Price return | −0.2% | −13.7% | FINY | Price change alone, distributions left out. |
| Risk | ||||
| Max drawdown | −4.4% | −10.1% | FINY | Deepest fall from a high to the low after it. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 24 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, FINY and XLCI hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Nov 3, 2026.
half
0% in common
Only in one fund ↓
Side by side
As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.
Window by window
| Total return | Cash paid | Against the benchmark | ||||
|---|---|---|---|---|---|---|
| Window | FINY | XLCI | FINY | XLCI | FINY | XLCI |
| 3 months | +1.3% | −2.9% | 2.9% | 2.7% | −1.2 pts | +2.1 pts |
| 6 months | +9.6% | −6.0% | 8.9% | 5.4% | −5.4 pts | +4.0 pts |
| 1 year | – | +0.7% | – | 11.1% | – | +6.6 pts |
| Since launchNot the same days: FINY May 2026 · XLCI Jul 2025 | +9.8% | +3.2% | 8.9% | 14.3% | −5.7 pts | +3.0 pts |
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No client brief for this pair: ETFIQ prints no one-year total return for FINY; the two funds' holdings are dated 126 days apart.
FINY
Over the period from its first trade on May 5, 2026 to Nov 4, 2026, FINY paid 8.9% of its starting value in cash distributions while its price rose 0.5%. With every distribution reinvested, the fund returned +9.8%. Financials sector (XLF) returned +15.6% over the same days, so a holder was behind by 5.8 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 11.2%, paid weekly. GraniteShares estimates that 96% of the distribution paid Jul 7, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
XLCI
Over the year to Nov 4, 2026, XLCI paid 11.1% of its starting value in cash distributions while its price fell 10.0%. With every distribution reinvested, the fund returned +0.7%. Communication services (XLC) returned −5.8% over the same days, so a holder was ahead by 6.5 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 13.7%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Every number is an ETFIQ calculation with distributions reinvested.
Cite this pageCitation, APA and Markdown
ETFIQ, FINY against XLCI, data as of Nov 4, 2026. https://etfiq.com/compare/income/finy-vs-xlci
ETFIQ. (Nov 4, 2026). FINY against XLCI. Retrieved from https://etfiq.com/compare/income/finy-vs-xlci
[FINY against XLCI (ETFIQ, Nov 4, 2026)](https://etfiq.com/compare/income/finy-vs-xlci)
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