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Data as of .

JULM vs PMAU: which one stands where?

As of Sep 21, 2026 JULM can fall 1.7% before its buffer engages and PMAU 1.3%, and JULM resets 15 days sooner.

FT Vest U.S. Equity Max Buffer ETF - July and PGIM S&P 500 Max Buffer ETF - August.

1.7%JULM can fall this far before its buffer
1.3%PMAU can fall this far before its buffer
5.5%JULM can still gain
6.5%PMAU can still gain
JULMFull floor
full floor beneathfull floor0% period start+7.3% capTODAY · SPY +4.1%full floor beneathfull floor0% start+7.3% capTODAY · SPY +4.1%
PMAUFull floor
full floor beneathfull floor0% period start+7.9% capTODAY · SPY +3.6%full floor beneathfull floor0% start+7.9% capTODAY · SPY +3.6%

Where each one stands today

JULM resets first, on Jul 16, 2027, 298 days from now; PMAU runs to Jul 31, 2027, 313 days. JULM can still gain 5.5% before its cap, PMAU 6.5%. A fall from here reaches JULM’s buffer after 1.7% and PMAU’s after 1.3%. Both track SPY, so what separates them is where each is in its own period.

Every figure is ETFIQ’s own, from the issuer’s published outcome-period terms. A buffer ETF holds FLEX options on its reference index rather than shares, so there is no holdings overlap between two of them to report.

Performance, window by window

JULM and PMAU over each window. Every figure is an ETFIQ calculation with distributions reinvested. Source: ETFIQ.
WindowTotal returnGap to the reference
JULMPMAUJULMPMAU
3 months+1.0%+1.2%−1.3 pts−1.0 pts
6 months+4.2%+4.9%−13.9 pts−13.1 pts
1 year+5.3%+5.9%−11.3 pts−10.7 pts
Open the live comparison on ETFIQ
JULM and PMAU on the same fields, as of Sep 21, 2026. Source: ETFIQ.
JULM
FT Vest U.S. Equity Max Buffer ETF - July
Absorbs the whole loss on SPY and caps the gain at 7.3%, over a period ending Jul 16, 2027
PMAU
PGIM S&P 500 Max Buffer ETF - August
Absorbs the whole loss on SPY and caps the gain at 7.9%, over a period ending Jul 31, 2027
IssuerFirst TrustPGIM
Reference indexSPYSPY
Buffer100%100%
Outcome periodJul 20, 2026 to Jul 16, 2027Aug 1, 2026 to Jul 31, 2027
Days left298313
Starting cap+7.3%+7.9%
Can still gain5.5%6.5%
Fall before buffer1.7%1.3%
Protection left, index points100.0% of 100.0%100.0% of 100.0%
Index return this period+4.1%+3.6%
Fund return this period+0.9%+0.8%
State todayOpenOpen
Expense ratio0.85%0.50%
Net assets$34m$6m

JULM in plain words

From its price on Sep 21, 2026, the fund can gain about 5.5% more before it reaches its cap. The fund's price can fall 1.7% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 3.9% from today's level to the point where the buffer begins. Protection left, in index points: 100.0% of the 100.0% buffer still sits below today's SPY level. 298 days remained on Sep 21, 2026. On Jul 16, 2027 the period ends and a new cap is set.

PMAU in plain words

From its price on Sep 21, 2026, the fund can gain about 6.5% more before it reaches its cap. The fund's price can fall 1.3% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 3.5% from today's level to the point where the buffer begins. 313 days remained on Sep 21, 2026. On Jul 31, 2027 the period ends and a new cap is set.

Questions people ask

Which has more room to gain, JULM or PMAU?
From their prices on Sep 21, 2026, JULM can gain about 5.5% before its cap and PMAU about 6.5%, so PMAU has more room left this period.
Which resets first, JULM or PMAU?
JULM ends its outcome period on Jul 16, 2027 and PMAU on Jul 31, 2027. A new cap is set the day after each.
Which is cheaper, JULM or PMAU?
JULM charges 0.85% a year and PMAU charges 0.50%, so PMAU is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

JULM against PMAU, ETFIQ, data as of Sep 21, 2026. Every figure is calculated from a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, JULM against PMAU, data as of Sep 21, 2026. https://etfiq.com/compare/buffer/julm-vs-pmau Free to use with attribution; the underlying files are at Open data.

How every figure is computed · Standards and sources