AIOO vs DDFJ: which one stands where?
As of Oct 1, 2026 DDFJ can fall 6.4% before its buffer engages and AIOO 0.0%. AllianzIM U.S. Equity Buffer100 ETF - Jan and Innovator Equity Dual Directional 15 Buffer ETF - Jan.
AIOO: reference 0.0% since period start, fund 0.0%; buffer Floor; no cap; No cap.
DDFJ: reference +11.8% since period start, fund +6.2%; buffer 0 to −15; cap +9.0%; At its cap.
These are two different products. AIOO is a floor fund, which caps how far a holder can fall. DDFJ is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.
AIOO has no cap. It takes 30% of whatever the index does, where DDFJ takes all of the rise up to 9.0% and nothing above it.
DDFJ is already at its cap, so more rise in the index adds nothing to it before the period ends.
Where each one stands today
AIOO resets first, on Dec 31, 2026, 92 days from now; DDFJ runs to Dec 31, 2026, 92 days. A fall from here reaches AIOO’s buffer after 0.0% and DDFJ’s after 6.4%. Both track SPY, so what separates them is where each is in its own period.
Every figure is ETFIQ’s own, from the issuer’s published outcome-period terms. A buffer ETF holds FLEX options on its reference index rather than shares, so there is no holdings overlap between two of them to report.
Performance, window by window
| Total return | Gap to the reference | |||
|---|---|---|---|---|
| Window | AIOO | DDFJ | AIOO | DDFJ |
| 3 months | +0.4% | +2.2% | −2.1 pts | −0.3 pts |
| 6 months | +2.9% | +7.0% | −14.1 pts | −10.0 pts |
| 1 year | +3.6% | not published | −12.1 pts | not published |
AIOO and DDFJ over each window. Every figure is an ETFIQ calculation with distributions reinvested. Source: ETFIQ. Open the live comparison on ETFIQ →
On the same fields
AIOO and DDFJ on the same fields, as of Oct 1, 2026. Source: ETFIQ.
AIOO in plain words
This fund has no cap. It takes a share of any further rise in SPY. Protection left, in index points: 100.0% of the 100.0% buffer still sits below today's SPY level. 92 days remained on Oct 1, 2026. On Dec 31, 2026 the period ends and a new cap is set.
DDFJ in plain words
SPY had already risen past this fund's cap of +9.0% for the period on Oct 1, 2026, so in index terms there is no more upside to collect. The fund's own price can still drift up to about 2.0% as the period runs out. The fund's price can fall 6.4% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 10.6% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level.
Questions people ask
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement. A comparison is not a recommendation.
ETFIQ, AIOO against DDFJ, data as of Oct 1, 2026. https://etfiq.com/compare/buffer/aioo-vs-ddfj
Free to use with attribution. Every figure is calculated from a named public source; the method is at etfiq.com/methodology.
Cite this page. ETFIQ, AIOO against DDFJ, data as of Oct 1, 2026. https://etfiq.com/compare/buffer/aioo-vs-ddfj Free to use with attribution; the underlying files are at Open data.
Other forms
- Plain
- ETFIQ, AIOO against DDFJ, data as of Oct 1, 2026. https://etfiq.com/compare/buffer/aioo-vs-ddfj
- APA
- ETFIQ. (Oct 1, 2026). AIOO against DDFJ. Retrieved from https://etfiq.com/compare/buffer/aioo-vs-ddfj
- Markdown
- [AIOO against DDFJ (ETFIQ, Oct 1, 2026)](https://etfiq.com/compare/buffer/aioo-vs-ddfj)