Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
XLV vs XRT: how they differ
XLV and XRT hold 0% of their weight in the same names, and XLV returned more over the year.
State Street(R) Health Care Select Sector SPDR(R) ETF and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, XLV and XRT hold 0% of their money in the same securities at the same weight.
| Holding | XLV | XRT |
|---|---|---|
| SSI US GOV MONEY MARKET CLASS | 0.19% | 0.20% |
| US DOLLAR | 0.02% | 0.01% |
| Only in XLV | Only in XRT |
|---|---|
| ELI LILLY + CO 14.87% | ABERCROMBIE + FITCH CO CL A 2.37% |
| JOHNSON + JOHNSON 10.73% | MARINEMAX INC 2.27% |
| ABBVIE INC 7.54% | CARMAX INC 1.77% |
| MERCK + CO. INC. 5.98% | FIVE BELOW 1.75% |
| UNITEDHEALTH GROUP INC 5.90% | TARGET CORP 1.73% |
| THERMO FISHER SCIENTIFIC INC 3.75% | PENSKE AUTOMOTIVE GROUP INC 1.72% |
| AMGEN INC 3.46% | SALLY BEAUTY HOLDINGS INC 1.71% |
| ABBOTT LABORATORIES 3.01% | LITHIA MOTORS INC 1.70% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| XLV State Street(R) Health Care Select Sector SPDR(R) ETF | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | Health care | SPDR S&P Retail |
| Total return, 1 year | +20.4% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +2.9 pts | −20.6 pts |
| Expense ratio | 0.08% | 0.35% |
| Already in the S&P 500 | 100.0% | 22.5% |
| Holdings | 63 | 77 |
XLV in plain words
XLV is an index equity fund tracking the Health care. Over the year to Sep 11, 2026 it returned +20.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 63 positions, with the top ten at 60.9%. It sat 5.9% below its high of Aug 19, 2026 on Sep 11, 2026.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 18.4%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, XLV or XRT?
- In the year to Sep 13, 2026, with distributions reinvested, XLV returned +20.4% and XRT returned −3.0%, so XLV returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, XLV or XRT?
- XLV charges 0.08% a year and XRT charges 0.35%, so XLV is cheaper. Fees come from each fund's prospectus.
- How much do XLV and XRT overlap with the S&P 500?
- By their latest filed holdings, 100% of XLV and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, XLV against XRT, data as of Sep 13, 2026. https://etfiq.com/compare/any/xlv-vs-xrt Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources