Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
XLV vs XLY: how they differ
XLV and XLY hold 0% of their weight in the same names, and XLV returned more over the year.
State Street(R) Health Care Select Sector SPDR(R) ETF and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, XLV and XLY hold 0% of their money in the same securities at the same weight.
| Holding | XLV | XLY |
|---|---|---|
| US DOLLAR | 0.02% | 0.02% |
| SSI US GOV MONEY MARKET CLASS | 0.19% | 0.01% |
| Only in XLV | Only in XLY |
|---|---|
| ELI LILLY + CO 14.87% | AMAZON.COM INC 24.68% |
| JOHNSON + JOHNSON 10.73% | TESLA INC 17.84% |
| ABBVIE INC 7.54% | HOME DEPOT INC 5.31% |
| MERCK + CO. INC. 5.98% | MCDONALD S CORP 4.09% |
| UNITEDHEALTH GROUP INC 5.90% | BOOKING HOLDINGS INC 3.52% |
| THERMO FISHER SCIENTIFIC INC 3.75% | TJX COMPANIES INC 3.44% |
| AMGEN INC 3.46% | STARBUCKS CORP 2.96% |
| ABBOTT LABORATORIES 3.01% | LOWE S COS INC 2.88% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| XLV State Street(R) Health Care Select Sector SPDR(R) ETF | XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | Health care | Consumer discretionary |
| Total return, 1 year | +20.4% | −4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +2.9 pts | −21.6 pts |
| Expense ratio | 0.08% | 0.08% |
| Already in the S&P 500 | 100.0% | 100.0% |
| Holdings | 63 | 49 |
XLV in plain words
XLV is an index equity fund tracking the Health care. Over the year to Sep 11, 2026 it returned +20.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 63 positions, with the top ten at 60.9%. It sat 5.9% below its high of Aug 19, 2026 on Sep 11, 2026.
XLY in plain words
XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 49 positions, with the top ten at 68.7%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, XLV or XLY?
- In the year to Sep 13, 2026, with distributions reinvested, XLV returned +20.4% and XLY returned −4.1%, so XLV returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, XLV or XLY?
- XLV charges 0.08% a year and XLY charges 0.08%, so XLV is cheaper. Fees come from each fund's prospectus.
- How much do XLV and XLY overlap with the S&P 500?
- By their latest filed holdings, 100% of XLV and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, XLV against XLY, data as of Sep 13, 2026. https://etfiq.com/compare/any/xlv-vs-xly Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources