Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
XLB vs XLY: how they differ
XLB and XLY hold 0% of their weight in the same names, and XLB returned more over the year.
State Street(R) Materials Select Sector SPDR(R) ETF and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, XLB and XLY hold 0% of their money in the same securities at the same weight.
| Holding | XLB | XLY |
|---|---|---|
| US DOLLAR | 0.09% | 0.02% |
| SSI US GOV MONEY MARKET CLASS | 0.05% | 0.01% |
| Only in XLB | Only in XLY |
|---|---|
| LINDE PLC 12.91% | AMAZON.COM INC 24.68% |
| NEWMONT CORP 8.14% | TESLA INC 17.84% |
| FREEPORT MCMORAN INC 6.19% | HOME DEPOT INC 5.31% |
| CORTEVA INC 5.11% | MCDONALD S CORP 4.09% |
| AIR PRODUCTS + CHEMICALS INC 4.78% | BOOKING HOLDINGS INC 3.52% |
| ECOLAB INC 4.75% | TJX COMPANIES INC 3.44% |
| SHERWIN WILLIAMS CO/THE 4.70% | STARBUCKS CORP 2.96% |
| NUCOR CORP 4.59% | LOWE S COS INC 2.88% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| XLB State Street(R) Materials Select Sector SPDR(R) ETF | XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | Materials | Consumer discretionary |
| Total return, 1 year | +12.0% | −4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −5.5 pts | −21.6 pts |
| Expense ratio | 0.08% | 0.08% |
| Already in the S&P 500 | 100.0% | 100.0% |
| Holdings | 27 | 49 |
XLB in plain words
XLB is an index equity fund tracking the Materials. Over the year to Sep 11, 2026 it returned +12.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 27 positions, with the top ten at 59.4%. It sat 5.1% below its high of Aug 26, 2026 on Sep 11, 2026.
XLY in plain words
XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 49 positions, with the top ten at 68.7%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, XLB or XLY?
- In the year to Sep 13, 2026, with distributions reinvested, XLB returned +12.0% and XLY returned −4.1%, so XLB returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, XLB or XLY?
- XLB charges 0.08% a year and XLY charges 0.08%, so XLB is cheaper. Fees come from each fund's prospectus.
- How much do XLB and XLY overlap with the S&P 500?
- By their latest filed holdings, 100% of XLB and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, XLB against XLY, data as of Sep 13, 2026. https://etfiq.com/compare/any/xlb-vs-xly Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources