Data as of Oct 28, 2026.
VHT vs XRT: Differences, Returns & Fees
Over the year to Oct 28, 2026, VHT returned +25.0% to XRT's +2.4%; 0% of their weight is in the same names.
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Net assets: $19.1bn on Sep 30, 2026 for Vanguard Health Care ETF, and $362m on Oct 27, 2026 for State Street SPDR S&P Retail ETF.
Pair scorecard
VHT costs 0.26 points a year less; their one-year returns differ by 22.6 points; VHT is far larger, $19.1bn against $435m.
| Measure | VHT | XRT |
|---|---|---|
| Return | ||
| Total return, 1 year | +25.0% | +2.4% |
| Drawdown | ||
| Below its high | 9.9%, high on Nov 16, 2021 | |
| Benchmark | ||
| What it tracks | MSCI US Investable Market Index (IMI)/Health Care 25/50 | S&P Retail Select Industry Index |
| Cost and size | ||
| Expense ratio | 0.09% | 0.35% |
| Net assets, as of Sep 30, 2026 | $19.1bn | $435m |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 51.8% | 16.6% |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, VHT and XRT hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
VHT and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
VHT
VHT tracks an index of Health Care. Over the year to Oct 28, 2026 it returned +25.0% with distributions reinvested, against +25.4% for its benchmark, the MSCI US Investable Market Index (IMI)/Health Care 25/50. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer as of Sep 30, 2026, 86% of the fund by weight is stocks the S&P 500 also holds, across 414 positions, with the top ten at 51.8%.
XRT
XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, VHT or XRT?
- In the year to Oct 28, 2026, with distributions reinvested, VHT returned +25.0% and XRT +2.4%.
- Which is cheaper, VHT or XRT?
- VHT is cheaper, by 0.26 percentage points a year. That is about $26 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, VHT against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/vht-vs-xrt
ETFIQ. (Oct 28, 2026). VHT against XRT. Retrieved from https://etfiq.com/compare/any/vht-vs-xrt
[VHT against XRT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/vht-vs-xrt)
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