Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
XLI vs XRT: how they differ
XLI and XRT hold 0% of their weight in the same names, and XLI returned more over the year.
State Street(R) Industrial Select Sector SPDR(R) ETF and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, XLI and XRT hold 0% of their money in the same securities at the same weight.
| Holding | XLI | XRT |
|---|---|---|
| SSI US GOV MONEY MARKET CLASS | 0.07% | 0.20% |
| US DOLLAR | 0.03% | 0.01% |
| Only in XLI | Only in XRT |
|---|---|
| CATERPILLAR INC 6.92% | ABERCROMBIE + FITCH CO CL A 2.37% |
| GENERAL ELECTRIC 6.32% | MARINEMAX INC 2.27% |
| RTX CORP 4.98% | CARMAX INC 1.77% |
| GE VERNOVA INC 4.64% | FIVE BELOW 1.75% |
| DEERE + CO 3.18% | TARGET CORP 1.73% |
| UNION PACIFIC CORP 3.17% | PENSKE AUTOMOTIVE GROUP INC 1.72% |
| BOEING CO/THE 3.02% | SALLY BEAUTY HOLDINGS INC 1.71% |
| EATON CORP PLC 2.97% | LITHIA MOTORS INC 1.70% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| XLI State Street(R) Industrial Select Sector SPDR(R) ETF | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | Industrials | SPDR S&P Retail |
| Total return, 1 year | +14.3% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −3.3 pts | −20.6 pts |
| Expense ratio | 0.08% | 0.35% |
| Already in the S&P 500 | 100.0% | 22.5% |
| Holdings | 85 | 77 |
XLI in plain words
XLI is an index equity fund tracking the Industrials. Over the year to Sep 11, 2026 it returned +14.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 85 positions, with the top ten at 40.2%. It sat 7.6% below its high of Aug 14, 2026 on Sep 11, 2026.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 18.4%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, XLI or XRT?
- In the year to Sep 13, 2026, with distributions reinvested, XLI returned +14.3% and XRT returned −3.0%, so XLI returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, XLI or XRT?
- XLI charges 0.08% a year and XRT charges 0.35%, so XLI is cheaper. Fees come from each fund's prospectus.
- How much do XLI and XRT overlap with the S&P 500?
- By their latest filed holdings, 100% of XLI and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, XLI against XRT, data as of Sep 13, 2026. https://etfiq.com/compare/any/xli-vs-xrt Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources