Which returned more over the last year, AGG or XLI?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and XLI +10.2%.

Which is cheaper, AGG or XLI?

AGG is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs XLI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, AGG returned −1.4% to XLI's +10.2%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $139.4bn for iShares Core U.S. Aggregate Bond ETF and $30.8bn for State Street Industrial Select Sector SPDR ETF.

AGG on its own →XLI on its own →

At a glance

−1.4%

AGG total return, 1 year

+10.2%

XLI total return, 1 year

0.03%

AGG expense ratio

0.08%

XLI expense ratio

Pair scorecard

AGG costs 0.05 points a year less; their one-year returns differ by 11.6 points; AGG is 4.5 times larger.

AGG vs XLI: Differences, Returns & Fees
Measure	AGG	XLI
Return
Measure	AGG	XLI
Total return, 1 year	−1.4%	+10.2%
Drawdown
Measure	AGG	XLI
Below its high	3.4%, high on Aug 4, 2020	9.4%, high on Aug 14, 2026
Benchmark
Measure	AGG	XLI
What it tracks	Bloomberg U.S. Aggregate Bond Index	Industrial Select Sector Index
Cost and size
Measure	AGG	XLI
Expense ratio	0.03%	0.08%
Net assets, as of Oct 27, 2026	$139.4bn	$30.8bn
Holdings
Measure	AGG	XLI
Holdings in common	0%
In the S&P 500, by weight		100%
Top ten holdings, share of the fund		37.8%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, AGG and XLI hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG XLI

Only in one fund ↓

Only in AGG

BLACKROCK CASH CL INST SL AGENCY 3.02%

TREASURY NOTE 0.40%

TREASURY NOTE (OLD) 0.40%

TREASURY NOTE 0.40%

TREASURY NOTE 0.39%

TREASURY NOTE 0.38%

Only in XLI

CATERPILLAR INC 6.14%

GENERAL ELECTRIC 5.79%

RTX CORP 4.91%

GE VERNOVA INC 4.47%

UNION PACIFIC CORP 3.34%

DEERE + CO 3.01%

EATON CORP PLC 2.79%

UBER TECHNOLOGIES INC 2.52%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF XLI State Street Industrial Select Sector SPDR ETF

Where it sits Bond ETF Stock ETF

Issuer iShares State Street

What it is Tracks an index of US aggregate bonds Tracks an index of Industrials

Total return, 1 year −1.4% +10.2%

Its benchmark over the same days −1.3% (SCHZ) +13.6% (SPY)

Gap to its benchmark −0.1 pts vs SCHZ −3.4 pts vs SPY

Expense ratio 0.03% 0.08%

Holdings 13469 84

Net assets, as of Oct 27, 2026 $139.4bn $30.8bn

AGG and XLI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

XLI

XLI tracks an index of Industrials. Over the year to Oct 28, 2026 it returned +10.2% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 84 positions, with the top ten at 37.8%. It sat 9.4% below its high of Aug 14, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, AGG or XLI?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and XLI +10.2%.
Which is cheaper, AGG or XLI?: AGG is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs XLF AGG vs XHB AGG vs XRT AGG vs VNQ BND vs XLI SGOV vs XLI BNDX vs XLI VCIT vs XLI

Where to next

AGG on its own →XLI on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →XLI dividend history →XLI holdings →Standards and sources →

Sources and dates

AGG filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

XLI filings on SEC EDGAR ↗

XLI prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against XLI, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-xli

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.