Data as of Oct 28, 2026.
XLRE vs XLRI: Differences, Returns & Fees
Over the year to Oct 28, 2026, XLRE returned +4.3% to XLRI's +1.2%, and XLRE charges 0.08% to XLRI's 0.35%.
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Net assets: $8.0bn on Oct 27, 2026 for State Street Real Estate Select Sector SPDR ETF, and $3.1m on Oct 26, 2026 for State Street Real Estate Select Sector SPDR Premium Income ETF.
Pair scorecard
XLRE costs 0.27 points a year less; their one-year returns differ by 3.1 points; XLRE is far larger, $8.0bn against $3.1m.
| Measure | XLRE | XLRI |
|---|---|---|
| Return | ||
| Total return, 1 year | +4.3% | +1.2% |
| Price change, 1 year | rose 0.8% | fell 11.0% |
| Latest payout, annualized | 15.4% | |
| Return of capital, issuer estimate | 36% of the Oct 5, 2026 payment | |
| Drawdown | ||
| Below its high | 7.7%, high on Jul 28, 2026 | |
| Benchmark | ||
| What it tracks | Real Estate Select Sector Index | Benchmark: State Street Real Estate Select Sector SPDR ETF, measured through XLRE |
| Cost and size | ||
| Expense ratio | 0.08% | 0.35% |
| Net assets, as of Oct 26, 2026 | $8.0bn | $3.1m |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 100% | |
| Top ten holdings, share of the fund | 58.9% | |
Holdings in common uses holdings dated Oct 27, 2026. Method
Risk and return
Aug 8, 2025 to Oct 23, 2026 · 63 weekly returnsXLRE returned more: +7.6% to +4.9%. XLRI swung less: 11.1% to 14.4%. XLRI fell less at its worst: −8.2% to −10.4%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | XLRE | XLRI | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +7.6% | +4.9% | XLRE | Price change plus distributions, reinvested. |
| Annualized | +6.2% | +4.1% | XLRE | Total return as a yearly rate. |
| Price return | +3.2% | −10.6% | XLRE | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 14.4% | 11.1% | XLRI | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 9.6% | 7.8% | XLRI | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −10.4% | −8.2% | XLRI | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.23 | 0.07 | XLRE | Return above Treasury bills per unit of volatility. |
| Sortino | 0.34 | 0.10 | XLRE | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.60 | 0.50 | XLRE | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 63 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, XLRE and XLRI hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
XLRE and XLRI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price.
XLRE and XLRI do different jobs. What does each one do in a portfolio?
- What each follows. XLRE follows Real Estate Select Sector Index and XLRI is measured against State Street Real Estate Select Sector SPDR ETF through XLRE.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 XLRE returned +4.3% and XLRI +1.2% with distributions reinvested, a gap of 3.1 points.
Data as of Oct 28, 2026.
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XLRE
XLRE tracks an index of Real estate. Over the year to Oct 28, 2026 it returned +4.3% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 58.9%. It sat 7.7% below its high of Jul 28, 2026 on Oct 28, 2026.
XLRI
Over the year to Oct 28, 2026, XLRI paid 12.1% of its starting value in cash distributions while its price fell 11.0%. With every distribution reinvested, the fund returned +1.2%. State Street Real Estate Select Sector SPDR ETF (XLRE) returned +4.3% over the same days, so a holder was behind by 3.1 pts. At its price on Oct 28, 2026 the latest distribution annualizes to 15.4%, paid monthly. State Street estimates that 36% of the distribution paid Oct 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
Questions people ask
- Are XLRE and XLRI in the same category?
- XLRE is a stock ETF and XLRI is an option-income ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which returned more over the last year, XLRE or XLRI?
- In the year to Oct 28, 2026, with distributions reinvested, XLRE returned +4.3% and XLRI +1.2%.
- Which is cheaper, XLRE or XLRI?
- XLRE is cheaper, by 0.27 percentage points a year. That is about $27 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, XLRE against XLRI, data as of Oct 28, 2026. https://etfiq.com/compare/any/xlre-vs-xlri
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