Which returned more over the last year, XLE or XLY?

In the year to Oct 28, 2026, with distributions reinvested, XLE returned +61.2% and XLY −3.6%.

Which is cheaper, XLE or XLY?

Neither: XLE and XLY both charge 0.08% a year. Fees come from each fund's prospectus.

How much do XLE and XLY overlap with the S&P 500?

By their latest filed holdings, 100% of XLE and 100% of XLY by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

XLE vs XLY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, XLE returned +61.2% to XLY's −3.6%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $45.2bn for State Street Energy Select Sector SPDR ETF and $22.4bn for State Street Consumer Discretionary Select Sector SPDR ETF.

XLE on its own →XLY on its own →

At a glance

+61.2%

XLE total return, 1 year

−3.6%

XLY total return, 1 year

0.08%

XLE expense ratio

0.08%

XLY expense ratio

Pair scorecard

Both cost 0.08% a year; their one-year returns differ by 64.8 points; XLE is 2.0 times larger.

Points (pts) are percentage points.

XLE vs XLY: Differences, Returns & Fees
Measure	XLE	XLY
Return
Measure	XLE	XLY
Total return, 1 year	+61.2%	−3.6%
Drawdown
Measure	XLE	XLY
Below its high		6.8%, high on Jan 12, 2026
Benchmark
Measure	XLE	XLY
What it tracks	Energy Select Sector Index	Consumer Discretionary Select Sector Index
Cost and size
Measure	XLE	XLY
Expense ratio	0.08%	0.08%
Net assets, as of Oct 27, 2026	$45.2bn	$22.4bn
Holdings
Measure	XLE	XLY
Holdings in common	0%
Top ten holdings, share of the fund	78.1%	68.5%

Holdings in common uses holdings dated Oct 27, 2026. Method

Risk and return

Dec 31, 1998 to Oct 23, 2026 · 1,451 weekly returns

XLE XLY

Return

Total return edge XLE (slight) +1,121.8% +1,083.0%

Annualized edge Tie +9.4% +9.3%

Price return edge XLY +494.1% +765.7%

Risk

Volatility edge XLY 26.8% 22.0%

Max drawdown edge XLY −68.9% −58.4%

Risk-adjusted

Sharpe edge XLY (slight) 0.41 0.43

Sortino edge XLY 0.57 0.64

Calmar edge XLY 0.14 0.16

Reading

XLE returned slightly more: +1,121.8% to +1,083.0%. XLY swung less: 22.0% to 26.8%. XLY fell less at its worst: −58.4% to −68.9%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: XLE vs XLY: Differences, Returns & Fees
Measure	XLE	XLY	Edge	How it is measured
Return
Total return	+1,121.8%	+1,083.0%	XLE (slight)	Price change plus distributions, reinvested.
Annualized	+9.4%	+9.3%	Tie	Total return as a yearly rate.
Price return	+494.1%	+765.7%	XLY	Price change alone, distributions left out.
Risk
Volatility	26.8%	22.0%	XLY	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	19.1%	15.0%	XLY	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−68.9%	−58.4%	XLY	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.41	0.43	XLY (slight)	Return above Treasury bills per unit of volatility.
Sortino	0.57	0.64	XLY	Return above Treasury bills per unit of downside deviation.
Calmar	0.14	0.16	XLY	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,451 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, XLE and XLY hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first XLE XLY

Only in one fund ↓

Only in XLE

EXXONMOBIL HOLDINGS CORP 23.98%

CHEVRON CORP 18.21%

CONOCOPHILLIPS 7.18%

MARATHON PETROLEUM CORP 4.67%

PHILLIPS 66 4.41%

VALERO ENERGY CORP 4.26%

WILLIAMS COS INC 4.22%

EOG RESOURCES INC 4.07%

Only in XLY

AMAZON.COM INC 22.43%

TESLA INC 19.15%

HOME DEPOT INC 5.30%

MCDONALD S CORP 4.31%

TJX COMPANIES INC 4.07%

STARBUCKS CORP 3.09%

BOOKING HOLDINGS INC 2.97%

LOWE S COS INC 2.92%

Check overlap with more funds →

Side by side

XLE State Street Energy Select Sector SPDR ETF XLY State Street Consumer Discretionary Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks an index of Energy Tracks an index of Consumer discretionary

Total return, 1 year +61.2% −3.6%

Its benchmark over the same days not measured +13.6% (SPY)

Gap to its benchmark not measured −17.2 pts vs SPY

Expense ratio 0.08% 0.08%

Already in the S&P 500 99.8% 99.9%

Holdings 22 48

Net assets, as of Oct 27, 2026 $45.2bn $22.4bn

XLE and XLY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-B3EC1E3EAA

XLE and XLY do different jobs. What does each one do in a portfolio?

What each follows. XLE follows Energy Select Sector Index and XLY follows Consumer Discretionary Select Sector Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026).
One-year total return. Over 1 year to Oct 28, 2026 XLE returned +61.2% and XLY −3.6% with distributions reinvested, a gap of 64.8 points.

Data as of Oct 28, 2026.

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About each fund

XLE

XLE tracks an index of Energy. Over the year to Oct 28, 2026 it returned +61.2% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 22 positions, with the top ten at 78.1%.

XLY

XLY tracks an index of Consumer discretionary. Over the year to Oct 28, 2026 it returned −3.6% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 48 positions, with the top ten at 68.5%. It sat 6.8% below its high of Jan 12, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, XLE or XLY?: In the year to Oct 28, 2026, with distributions reinvested, XLE returned +61.2% and XLY −3.6%.
Which is cheaper, XLE or XLY?: Neither: XLE and XLY both charge 0.08% a year. Fees come from each fund's prospectus.
How much do XLE and XLY overlap with the S&P 500?: By their latest filed holdings, 100% of XLE and 100% of XLY by weight is stocks the S&P 500 already holds.

Other comparisons

XLE vs XRT XHB vs XLE XLE vs XLRE FTXN vs XLE IYE vs XLY VDE vs XLY XLY vs XOP KRE vs XLY

Where to next

XLE on its own →XLY on its own →Hold both: look the portfolio through →Rankings →XLE dividend history →XLE holdings →XLY dividend history →XLY holdings →Standards and sources →

Sources and dates

XLE and XLY filings on SEC EDGAR ↗

XLE and XLY prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, XLE against XLY, data as of Oct 28, 2026. https://etfiq.com/compare/any/xle-vs-xly

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.