Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
VTI vs XLB: how they differ
VTI and XLB hold 0% of their weight in the same names, and VTI returned more over the year.
Vanguard Total Stock Market Index Fund and State Street(R) Materials Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, VTI and XLB hold 0% of their money in the same securities at the same weight.
| Only in VTI | Only in XLB |
|---|---|
| NVIDIA Corp 6.37% | LINDE PLC 12.91% |
| Apple Inc 5.88% | NEWMONT CORP 8.14% |
| Microsoft Corp 3.84% | FREEPORT MCMORAN INC 6.19% |
| Amazon.com Inc 3.19% | CORTEVA INC 5.11% |
| Alphabet Inc 2.90% | AIR PRODUCTS + CHEMICALS INC 4.78% |
| Broadcom Inc 2.48% | ECOLAB INC 4.75% |
| Alphabet Inc 2.29% | SHERWIN WILLIAMS CO/THE 4.70% |
| Micron Technology Inc 1.80% | NUCOR CORP 4.59% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 10, 2026.
| VTI Vanguard Total Stock Market Index Fund | XLB State Street(R) Materials Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | US total market | Materials |
| Total return, 1 year | +17.2% | +12.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −0.3 pts | −5.5 pts |
| Expense ratio | 0.03% | 0.08% |
| Already in the S&P 500 | 88.3% | 100.0% |
| Holdings | 3531 | 27 |
VTI in plain words
VTI is an index equity fund tracking the US total market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.
XLB in plain words
XLB is an index equity fund tracking the Materials. Over the year to Sep 11, 2026 it returned +12.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 27 positions, with the top ten at 59.4%. It sat 5.1% below its high of Aug 26, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VTI or XLB?
- In the year to Sep 13, 2026, with distributions reinvested, VTI returned +17.2% and XLB returned +12.0%, so VTI returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VTI or XLB?
- VTI charges 0.03% a year and XLB charges 0.08%, so VTI is cheaper. Fees come from each fund's prospectus.
- How much do VTI and XLB overlap with the S&P 500?
- By their latest filed holdings, 88% of VTI and 100% of XLB by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VTI against XLB, data as of Sep 13, 2026. https://etfiq.com/compare/any/vti-vs-xlb Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources