Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
VTI vs XLP: how they differ
VTI and XLP hold 0% of their weight in the same names, and VTI returned more over the year.
Vanguard Total Stock Market Index Fund and State Street(R) Consumer Staples Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, VTI and XLP hold 0% of their money in the same securities at the same weight.
| Only in VTI | Only in XLP |
|---|---|
| NVIDIA Corp 6.37% | WALMART INC 10.14% |
| Apple Inc 5.88% | COSTCO WHOLESALE CORP 8.76% |
| Microsoft Corp 3.84% | COCA COLA CO/THE 7.44% |
| Amazon.com Inc 3.19% | PROCTER + GAMBLE CO/THE 7.29% |
| Alphabet Inc 2.90% | PHILIP MORRIS INTERNATIONAL 6.47% |
| Broadcom Inc 2.48% | TARGET CORP 4.62% |
| Alphabet Inc 2.29% | COLGATE PALMOLIVE CO 4.53% |
| Micron Technology Inc 1.80% | MONDELEZ INTERNATIONAL INC A 4.51% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 10, 2026.
| VTI Vanguard Total Stock Market Index Fund | XLP State Street(R) Consumer Staples Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | US total market | Consumer staples |
| Total return, 1 year | +17.2% | +6.3% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −0.3 pts | −11.2 pts |
| Expense ratio | 0.03% | 0.08% |
| Already in the S&P 500 | 88.3% | 100.0% |
| Holdings | 3531 | 36 |
VTI in plain words
VTI is an index equity fund tracking the US total market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.
XLP in plain words
XLP is an index equity fund tracking the Consumer staples. Over the year to Sep 11, 2026 it returned +6.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 36 positions, with the top ten at 62.5%. It sat 6.2% below its high of Feb 27, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VTI or XLP?
- In the year to Sep 13, 2026, with distributions reinvested, VTI returned +17.2% and XLP returned +6.3%, so VTI returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VTI or XLP?
- VTI charges 0.03% a year and XLP charges 0.08%, so VTI is cheaper. Fees come from each fund's prospectus.
- How much do VTI and XLP overlap with the S&P 500?
- By their latest filed holdings, 88% of VTI and 100% of XLP by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VTI against XLP, data as of Sep 13, 2026. https://etfiq.com/compare/any/vti-vs-xlp Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources