Which returned more over the last year, VTEB or VTI?

In the year to Oct 28, 2026, with distributions reinvested, VTEB returned −0.4% and VTI +13.5%.

Which is cheaper, VTEB or VTI?

Neither: VTEB and VTI both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

VTEB vs VTI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, VTEB returned −0.4% to VTI's +13.5%; 0% of their weight is in the same names.

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Net assets on Sep 30, 2026: $49.6bn for Vanguard Tax-Exempt Bond ETF and $689.2bn for Vanguard Morningstar Total Stock Market ETF.

VTEB on its own →VTI on its own →

At a glance

−0.4%

VTEB total return, 1 year

+13.5%

VTI total return, 1 year

0.03%

VTEB expense ratio

0.03%

VTI expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 13.9 points; VTI is 13.9 times larger.

VTEB vs VTI: Differences, Returns & Fees
Measure	VTEB	VTI
Return
Measure	VTEB	VTI
Total return, 1 year	−0.4%	+13.5%
Benchmark
Measure	VTEB	VTI
What it tracks	S&P National AMT-Free Municipal Bond Index	Morningstar US Total Market Index
Cost and size
Measure	VTEB	VTI
Expense ratio	0.03%	0.03%
Net assets, as of Sep 30, 2026	$49.6bn	$689.2bn
Holdings
Measure	VTEB	VTI
Holdings in common	0%
In the S&P 500, by weight		88%
Top ten holdings, share of the fund		34.7%

Holdings in common uses holdings dated Sep 30, 2026. Method

What they share

By the books each fund has filed, VTEB and VTI hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first VTEB VTI

Only in one fund ↓

Only in VTEB

Vanguard Municipal Low Duration Fund 0.69%

State of California 0.15%

State of California 0.14%

New York State Dormitory Authority 0.13%

State of Illinois 0.12%

Ohio State University 0.12%

City of New York NY 0.10%

State of Wisconsin 0.10%

Only in VTI

NVIDIA Corp 7.14%

Apple Inc 6.63%

Microsoft Corp 5.20%

Amazon.com Inc 3.30%

Alphabet Inc 2.76%

Broadcom Inc 2.28%

Meta Platforms Inc 2.18%

Alphabet Inc 2.18%

Check overlap with more funds →

Side by side

VTEB Vanguard Tax-Exempt Bond ETF VTI Vanguard Morningstar Total Stock Market ETF

Where it sits Bond ETF Stock ETF

Issuer Vanguard Vanguard

What it is Tracks an index of Tax-Exempt Bond Tracks an index of US total market

Total return, 1 year −0.4% +13.5%

Expense ratio 0.03% 0.03%

Holdings 11155 3521

Net assets, as of Sep 30, 2026 $49.6bn $689.2bn

VTEB and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

VTEB

VTEB tracks an index of Tax-Exempt Bond. Over the year to Oct 28, 2026 it returned −0.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year.

VTI

VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.

Questions people ask

Which returned more over the last year, VTEB or VTI?: In the year to Oct 28, 2026, with distributions reinvested, VTEB returned −0.4% and VTI +13.5%.
Which is cheaper, VTEB or VTI?: Neither: VTEB and VTI both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

VOO vs VTEB SPHQ vs VTEB MTUM vs VTEB DGRW vs VTEB MUB vs VTI HYMB vs VTI IUSB vs VTI BSV vs VTI

Where to next

VTEB on its own →VTI on its own →Hold both: look the portfolio through →Rankings →VTEB dividend history →VTEB holdings →VTI dividend history →VTI holdings →Standards and sources →

Sources and dates

VTEB filings on SEC EDGAR ↗

VTEB prospectus with the expense ratio (SEC) ↗

Vanguard page for VTEB ↗

VTI filings on SEC EDGAR ↗

VTI prospectus with the expense ratio (SEC) ↗

Vanguard page for VTI ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, VTEB against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/vteb-vs-vti

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.