Which returned more over the last year, IUSB or VTI?

In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and VTI +13.5%.

Which is cheaper, IUSB or VTI?

VTI is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IUSB vs VTI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IUSB returned −1.2% to VTI's +13.5%; 0% of their weight is in the same names.

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Net assets: $49.8bn on Oct 27, 2026 for iShares Core Universal USD Bond ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.

IUSB on its own →VTI on its own →

At a glance

−1.2%

IUSB total return, 1 year

+13.5%

VTI total return, 1 year

0.06%

IUSB expense ratio

0.03%

VTI expense ratio

Pair scorecard

VTI costs 0.03 points a year less; their one-year returns differ by 14.7 points; VTI is 14.3 times larger.

IUSB vs VTI: Differences, Returns & Fees
Measure	IUSB	VTI
Return
Measure	IUSB	VTI
Total return, 1 year	−1.2%	+13.5%
Benchmark
Measure	IUSB	VTI
What it tracks	Bloomberg U.S. Universal Index	Morningstar US Total Market Index
Cost and size
Measure	IUSB	VTI
Expense ratio	0.06%	0.03%
Net assets, as of Sep 30, 2026	$48.1bn	$689.2bn
Holdings
Measure	IUSB	VTI
Holdings in common	0%
In the S&P 500, by weight		88%
Top ten holdings, share of the fund		34.7%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

What they share

By the books each fund has filed, IUSB and VTI hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IUSB VTI

Only in one fund ↓

Only in IUSB

BLK Liquidity Temp Cash Inst #21 4.75%

TREASURY NOTE 0.49%

TREASURY NOTE 0.42%

TREASURY NOTE 0.41%

TREASURY NOTE 0.38%

TREASURY NOTE 0.37%

TREASURY NOTE (2OLD) 0.36%

UMBS 15YR TBA(REG B) 0.35%

Only in VTI

NVIDIA Corp 7.14%

Apple Inc 6.63%

Microsoft Corp 5.20%

Amazon.com Inc 3.30%

Alphabet Inc 2.76%

Broadcom Inc 2.28%

Meta Platforms Inc 2.18%

Alphabet Inc 2.18%

Check overlap with more funds →

Side by side

IUSB iShares Core Universal USD Bond ETF VTI Vanguard Morningstar Total Stock Market ETF

Where it sits Bond ETF Stock ETF

Issuer iShares Vanguard

What it is Tracks an index of Universal USD Bond Tracks an index of US total market

Total return, 1 year −1.2% +13.5%

Expense ratio 0.06% 0.03%

Holdings 18338 3521

Net assets, IUSB as of Oct 27, 2026 and VTI as of Sep 30, 2026 $49.8bn $689.2bn

IUSB and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IUSB

IUSB tracks an index of Universal USD Bond. Over the year to Oct 28, 2026 it returned −1.2% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

VTI

VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.

Questions people ask

Which returned more over the last year, IUSB or VTI?: In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and VTI +13.5%.
Which is cheaper, IUSB or VTI?: VTI is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

IUSB vs VOO DYNF vs IUSB IUSB vs USMV IUSB vs SPHQ BOND vs VTI SGOV vs VTI TIP vs VTI VBIL vs VTI

Where to next

IUSB on its own →VTI on its own →Hold both: look the portfolio through →Rankings →IUSB dividend history →IUSB holdings →VTI dividend history →VTI holdings →Standards and sources →

Sources and dates

IUSB filings on SEC EDGAR ↗

IUSB prospectus with the expense ratio (SEC) ↗

iShares page for IUSB ↗

VTI filings on SEC EDGAR ↗

VTI prospectus with the expense ratio (SEC) ↗

Vanguard page for VTI ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IUSB against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/iusb-vs-vti

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.