Data as of Oct 28, 2026.
VIG vs VTI: Differences, Returns & Fees
Over the year to Oct 28, 2026, VIG returned +13.9% to VTI's +13.5%; 39% of their weight is in the same names.
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Net assets on Sep 30, 2026: $109.1bn for Vanguard Div Appreciation ETF and $689.2bn for Vanguard Morningstar Total Stock Market ETF.
Pair scorecard
VTI costs 0.01 points a year less; their one-year returns differ by 0.4 points; VTI is 6.3 times larger.
| Measure | VIG | VTI |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.9% | +13.5% |
| Benchmark | ||
| What it tracks | S&P U.S. Dividend Growers Index | Morningstar US Total Market Index |
| Cost and size | ||
| Expense ratio | 0.04% | 0.03% |
| Net assets, as of Sep 30, 2026 | $109.1bn | $689.2bn |
| Holdings | ||
| Holdings in common | 39% | |
| Top ten holdings, share of the fund | 34.5% | 34.7% |
Holdings in common uses holdings dated Sep 30, 2026. Method
Risk and return
May 5, 2006 to Oct 23, 2026 · 1,068 weekly returnsVTI returned more: +713.0% to +619.3%. VIG swung less: 15.7% to 18.2%. VIG fell less at its worst: −45.9% to −54.8%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | VIG | VTI | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +619.3% | +713.0% | VTI | Price change plus distributions, reinvested. |
| Annualized | +10.1% | +10.7% | VTI (slight) | Total return as a yearly rate. |
| Price return | +379.5% | +463.5% | VTI | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 15.7% | 18.2% | VIG | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 11.0% | 12.9% | VIG | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −45.9% | −54.8% | VIG | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.58 | 0.56 | VIG (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 0.83 | 0.79 | VIG (slight) | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.22 | 0.20 | VIG | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,068 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, VIG and VTI hold 39% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026.
half
39% in common
Only in one fund ↓
Side by side
VIG and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
VIG and VTI are built for the same job. How do they differ in cost, holdings and results?
- What each follows. VIG follows S&P U.S. Dividend Growers Index and VTI follows Morningstar US Total Market Index.
- Holdings in common. 39% of the weight is in the same securities (holdings dated Sep 30, 2026).
- Number of holdings. VIG holds 335 positions and VTI holds 3521.
Data as of Oct 28, 2026.
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VIG
VIG tracks an index of Dividend growth. Over the year to Oct 28, 2026 it returned +13.9% with distributions reinvested. The prospectus expense ratio is 0.04% a year. By its holdings published by its issuer as of Sep 30, 2026, 93% of the fund by weight is stocks the S&P 500 also holds, across 335 positions, with the top ten at 34.5%.
VTI
VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.
Questions people ask
- Which returned more over the last year, VIG or VTI?
- In the year to Oct 28, 2026, with distributions reinvested, VIG returned +13.9% and VTI +13.5%.
- Which is cheaper, VIG or VTI?
- VTI is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, VIG against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/vig-vs-vti
ETFIQ. (Oct 28, 2026). VIG against VTI. Retrieved from https://etfiq.com/compare/any/vig-vs-vti
[VIG against VTI (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/vig-vs-vti)
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