Which returned more over the last year, ITOT or VTI?

In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and VTI +13.5%.

Which is cheaper, ITOT or VTI?

Neither: ITOT and VTI both charge 0.03% a year. Fees come from each fund's prospectus.

How much do ITOT and VTI overlap with the S&P 500?

By their latest filed holdings, 88% of ITOT and 88% of VTI by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

ITOT vs VTI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, ITOT returned +13.4% to VTI's +13.5%; 93% of their weight is in the same names.

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Net assets: $97.1bn on Oct 27, 2026 for iShares Core S&P Total U.S. Stock Market ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.

ITOT on its own →VTI on its own →

At a glance

+13.4%

ITOT total return, 1 year

+13.5%

VTI total return, 1 year

0.03%

ITOT expense ratio

0.03%

VTI expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 0.1 points; VTI is 7.2 times larger.

ITOT vs VTI: Differences, Returns & Fees
Measure	ITOT	VTI
Return
Measure	ITOT	VTI
Total return, 1 year	+13.4%	+13.5%
Benchmark
Measure	ITOT	VTI
What it tracks	S&P Total Market Index (TMI)	Morningstar US Total Market Index
Cost and size
Measure	ITOT	VTI
Expense ratio	0.03%	0.03%
Net assets, as of Sep 30, 2026	$95.9bn	$689.2bn
Holdings
Measure	ITOT	VTI
Holdings in common	93%
Top ten holdings, share of the fund	33.9%	34.7%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

Risk and return

Jan 30, 2004 to Oct 23, 2026 · 1,186 weekly returns

ITOT VTI

Return

Total return edge VTI (slight) +886.3% +924.0%

Annualized edge Tie +10.6% +10.7%

Price return edge VTI (slight) +567.2% +582.9%

Risk

Volatility edge Tie 17.3% 17.6%

Max drawdown edge Tie −54.7% −54.8%

Risk-adjusted

Sharpe edge Tie 0.56 0.57

Sortino edge Tie 0.80 0.80

Calmar edge Tie 0.19 0.20

Reading

VTI returned slightly more: +924.0% to +886.3%. ITOT and VTI swung about the same: 17.3% and 17.6%. ITOT and VTI fell about the same at their worst: −54.7% and −54.8%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: ITOT vs VTI: Differences, Returns & Fees
Measure	ITOT	VTI	Edge	How it is measured
Return
Total return	+886.3%	+924.0%	VTI (slight)	Price change plus distributions, reinvested.
Annualized	+10.6%	+10.7%	Tie	Total return as a yearly rate.
Price return	+567.2%	+582.9%	VTI (slight)	Price change alone, distributions left out.
Risk
Volatility	17.3%	17.6%	Tie	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	12.2%	12.5%	ITOT (slight)	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−54.7%	−54.8%	Tie	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.56	0.57	Tie	Return above Treasury bills per unit of volatility.
Sortino	0.80	0.80	Tie	Return above Treasury bills per unit of downside deviation.
Calmar	0.19	0.20	Tie	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,186 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

93%

By the books each fund has filed, ITOT and VTI hold 93% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

50%

0 half 100%

half

93% in common

Positions both hold · largest shared weight first ITOT VTI

NVIDIA 7.06% 7.14%

APPLE 6.78% 6.63%

MICROSOFT 5.28% 5.20%

AMAZON.COM INC 3.32% 3.30%

ALPHABET CLASS A 2.52% 2.76%

BROADCOM INC 2.18% 2.28%

ALPHABET CLASS C 2.02% 2.18%

META PLATFORMS CLASS A 1.83% 2.18%

MICRON TECHNOLOGY 1.40% 1.64%

TESLA INC 1.54% 1.37%

ELI LILLY 1.37% 1.34%

ADVANCED MICRO DEVICES 1.22% 1.36%

Only in one fund ↓

Only in ITOT

NXP SEMICONDUCTORS NV 0.09%

VYLOR 0.06%

ROYALTY PHARMA PLC CLASS A 0.04%

AMCOR PLC 0.03%

AMRIZE AG 0.03%

COUPANG CLASS A 0.03%

AUTOLIV 0.01%

CRISPR THERAPEUTICS AG 0.01%

Only in VTI

SLCMT1142 0.21%

Warner Bros Discovery Inc 0.10%

Waste Connections Inc 0.05%

MKTLIQ 0.05%

Ingersoll Rand Inc 0.04%

Berkshire Hathaway Inc 0.04%

JFrog Ltd 0.01%

Qorvo Inc 0.01%

Check overlap with more funds →

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF VTI Vanguard Morningstar Total Stock Market ETF

Where it sits Stock ETF Stock ETF

Issuer iShares Vanguard

What it is Tracks the S&P Total U.S. Stock Market Tracks an index of US total market

Total return, 1 year +13.4% +13.5%

Expense ratio 0.03% 0.03%

Already in the S&P 500 88.1% 88.1%

Holdings 2443 3521

Net assets, ITOT as of Oct 27, 2026 and VTI as of Sep 30, 2026 $97.1bn $689.2bn

ITOT and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-34FBEB3C5F

ITOT and VTI are built for the same job. How do they differ in cost, holdings and results?

What each follows. ITOT follows S&P Total Market Index (TMI) and VTI follows Morningstar US Total Market Index.
Size. ITOT has $95.9bn in net assets and VTI $689.2bn (net assets, as of Sep 30, 2026); VTI is 7.2 times larger.
Holdings in common (similar). 93% of the weight is in the same securities (holdings dated Oct 27, 2026 and Sep 30, 2026).

Data as of Oct 28, 2026.

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About each fund

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

VTI

VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.

Questions people ask

Which returned more over the last year, ITOT or VTI?: In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and VTI +13.5%.
Which is cheaper, ITOT or VTI?: Neither: ITOT and VTI both charge 0.03% a year. Fees come from each fund's prospectus.
How much do ITOT and VTI overlap with the S&P 500?: By their latest filed holdings, 88% of ITOT and 88% of VTI by weight is stocks the S&P 500 already holds.

Other comparisons

ITOT vs SPY ITOT vs IVV ITOT vs VOO ITOT vs SPYM SCHX vs VTI VTI vs VV IWB vs VTI QUAL vs VTI

Where to next

ITOT on its own →VTI on its own →Hold both: look the portfolio through →Rankings →ITOT dividend history →ITOT holdings →VTI dividend history →VTI holdings →Standards and sources →

Sources and dates

ITOT filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

VTI filings on SEC EDGAR ↗

VTI prospectus with the expense ratio (SEC) ↗

Vanguard page for VTI ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, ITOT against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-vti

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.