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VBIL vs YEAR: Differences, Returns & Fees

VBIL's duration was 0.1 years on Jun 30, 2026 and YEAR's 0.9 on May 31, 2026; VBIL charges 0.06% to YEAR's 0.25%. Net assets: $12.8bn on Sep 30, 2026 for Vanguard 0-3 Month Treasury Bill ETF, and $1.6bn on Oct 19, 2026 for AB Ultra Short Income ETF.

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Answers cite the figures on this page.

VBIL costs 0.19 points a year less; their one-year returns differ by 0.9 points.

VBIL vs YEAR: Differences, Returns & Fees
VBILYEAR
Expense ratio0.06%0.25%
Net assets, VBIL as of Sep 30, 2026 and YEAR as of Oct 19, 2026$12.8bn$1.6bn
Total return, 1 year+3.7%+2.8%
What it tracksBloomberg U.S. Treasury Bills 0-3 Months IndexNo index, actively managed
Holdings in commonreport dates differ

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.

+3.7%
VBIL total return, 1 year
+2.8%
YEAR total return, 1 year
0.06%
VBIL expense ratio
0.25%
YEAR expense ratio

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Client brief · page 1 of 2Report BR-CE4D72636D

VBIL and YEAR are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. VBIL follows Bloomberg U.S. Treasury Bills 0-3 Months Index and YEAR follows No index, actively managed.
  2. Number of holdings. VBIL holds 28 positions and YEAR holds 141.
  3. Cost. VBIL charges 0.06% of assets a year and YEAR 0.25%, a gap of 0.19 points.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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On the same fields

VBIL
Vanguard 0-3 Month Treasury Bill ETF
YEAR
AB Ultra Short Income ETF
Where it sits Bond ETF Bond ETF
Issuer Vanguard AllianceBernstein
What it is Tracks an index of 0-3 Month Treasury Bill Actively managed
Total return, 1 year +3.7% +2.8%
Its benchmark over the same days not measured −1.9% (AGG)
Gap to its benchmark not measured +4.8 pts vs AGG
Expense ratio 0.06% 0.25%
Holdings 28 141
Net assets, VBIL as of Sep 30, 2026 and YEAR as of Oct 19, 2026 $12.8bn $1.6bn

VBIL and YEAR on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About VBIL

VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

About YEAR

YEAR is actively managed and tracks no index. Over the year to Oct 20, 2026 it returned +2.8% with distributions reinvested, against −1.9% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.25% a year.

Questions people ask

Which returned more over the last year, VBIL or YEAR?
In the year to Oct 20, 2026, with distributions reinvested, VBIL returned +3.7% and YEAR +2.8%.
Which is cheaper, VBIL or YEAR?
VBIL is cheaper, by 0.19 percentage points a year. That is about $19 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
RAVI vs VBILVBIL vs XHLFVBIL vs VGUSDUSB vs VBILFLOT vs YEARVUSB vs YEARICSH vs YEARGBIL vs YEAR
VBIL on its own →YEAR on its own →Hold both: look the portfolio through →Rankings →VBIL dividend history →VBIL holdings →YEAR dividend history →YEAR holdings →Standards and sources →
Where these figures came from
VBIL filings on SEC EDGAR ↗VBIL prospectus with the expense ratio (SEC) ↗Vanguard page for VBIL ↗YEAR filings on SEC EDGAR ↗YEAR prospectus with the expense ratio (SEC) ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, VBIL against YEAR, data as of Oct 20, 2026. https://etfiq.com/compare/any/vbil-vs-year

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.