Data as of Oct 28, 2026.

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VBIL vs VHT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, VBIL returned +3.7% to VHT's +25.0%; 0% of their weight is in the same names.

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Net assets on Sep 30, 2026: $12.8bn for Vanguard 0-3 Month Treasury Bill ETF and $19.1bn for Vanguard Health Care ETF.

At a glance
+3.7%
VBIL total return, 1 year
+25.0%
VHT total return, 1 year
0.06%
VBIL expense ratio
0.09%
VHT expense ratio

Pair scorecard

VBIL costs 0.03 points a year less; their one-year returns differ by 21.3 points; VHT is 1.5 times larger.

VBIL vs VHT: Differences, Returns & Fees
MeasureVBILVHT
Return
Total return, 1 year+3.7%+25.0%
Benchmark
What it tracksBloomberg U.S. Treasury Bills 0-3 Months IndexMSCI US Investable Market Index (IMI)/Health Care 25/50
Cost and size
Expense ratio0.06%0.09%
Net assets, as of Sep 30, 2026$12.8bn$19.1bn
Holdings
Holdings in common0%
In the S&P 500, by weight86%
Top ten holdings, share of the fund51.8%

Holdings in common uses holdings dated Sep 30, 2026. Method

What they share

0%

By the books each fund has filed, VBIL and VHT hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first VBIL VHT
MKTLIQ 0.02% 0.24%
Only in one fund ↓
Only in VBIL
United States Treasury Bill 5.76%
United States Treasury Bill 5.74%
United States Treasury Bill 5.21%
United States Treasury Bill 5.21%
United States Treasury Bill 5.19%
United States Treasury Bill 5.11%
United States Treasury Bill 5.04%
United States Treasury Bill 4.95%
Only in VHT
Eli Lilly & Co 12.95%
Johnson & Johnson 8.79%
AbbVie Inc 6.46%
Merck & Co Inc 5.02%
UnitedHealth Group Inc 4.66%
Thermo Fisher Scientific Inc 3.51%
Amgen Inc 3.18%
Gilead Sciences Inc 2.59%
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Side by side

VBIL Vanguard 0-3 Month Treasury Bill ETF VHT Vanguard Health Care ETF
Where it sits Bond ETF Stock ETF
What it is Tracks an index of 0-3 Month Treasury Bill Tracks an index of Health Care
Total return, 1 year +3.7% +25.0%
Its benchmark over the same days not measured +25.4% (FHLC)
Gap to its benchmark not measured −0.4 pts vs FHLC
Expense ratio 0.06% 0.09%
Holdings 28 414
Net assets, as of Sep 30, 2026 $12.8bn $19.1bn

VBIL and VHT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
VBIL

VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

VHT

VHT tracks an index of Health Care. Over the year to Oct 28, 2026 it returned +25.0% with distributions reinvested, against +25.4% for its benchmark, the MSCI US Investable Market Index (IMI)/Health Care 25/50. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer as of Sep 30, 2026, 86% of the fund by weight is stocks the S&P 500 also holds, across 414 positions, with the top ten at 51.8%.

Questions people ask

Which returned more over the last year, VBIL or VHT?
In the year to Oct 28, 2026, with distributions reinvested, VBIL returned +3.7% and VHT +25.0%.
Which is cheaper, VBIL or VHT?
VBIL is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, VBIL against VHT, data as of Oct 28, 2026. https://etfiq.com/compare/any/vbil-vs-vht

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