Which returned more over the last year, USHY or XRT?

In the year to Sep 13, 2026, with distributions reinvested, USHY returned +3.3% and XRT returned −3.0%, so USHY returned more. One year is one year; the longer windows are in the table.

Which is cheaper, USHY or XRT?

USHY charges 0.08% a year and XRT charges 0.35%, so USHY is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

USHY vs XRT: how they differ

USHY and XRT hold 0% of their weight in the same names, and USHY returned more over the year.

iShares Broad USD High Yield Corporate Bond ETF and State Street(R) SPDR(R) S&P(R) Retail ETF.

What they hold in common

By the books each fund has filed, USHY and XRT hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in USHY	Only in XRT
BLK CSH FND TREASURY SL AGENCY 1.17%	ABERCROMBIE + FITCH CO CL A 2.37%
1261229 BC LTD 144A 0.49%	MARINEMAX INC 2.27%
MERIDIAN ARC HOLDCO LLC 144A 0.38%	CARMAX INC 1.77%
PR RNO PROPERTY OWNER 1 LLC 144A 0.29%	FIVE BELOW 1.75%
GALAXY HELIOS DATA CENTERS II LLC 144A 0.24%	TARGET CORP 1.73%
SV RNO PROPERTY OWNER 1 LLC 144A 0.24%	PENSKE AUTOMOTIVE GROUP INC 1.72%
WULF COMPUTE LLC 144A 0.24%	SALLY BEAUTY HOLDINGS INC 1.71%
CORE SCIENTIFIC FINANCE I LLC 144A 0.23%	LITHIA MOTORS INC 1.70%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.

USHY and XRT on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	USHY iShares Broad USD High Yield Corporate Bond ETF	XRT State Street(R) SPDR(R) S&P(R) Retail ETF
Where it sits	Core index fund	Core index fund
Issuer	iShares	State Street
What it is	Broad USD High Yield Corporate Bond	SPDR S&P Retail
Total return, 1 year	+3.3%	−3.0%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−14.2 pts	−20.6 pts
Expense ratio	0.08%	0.35%
Holdings	1871	77

USHY in plain words

USHY is a bond fund tracking the Broad USD High Yield Corporate Bond. Over the year to Sep 11, 2026 it returned +3.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year.

XRT in plain words

XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 18.4%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, USHY or XRT?: In the year to Sep 13, 2026, with distributions reinvested, USHY returned +3.3% and XRT returned −3.0%, so USHY returned more. One year is one year; the longer windows are in the table.
Which is cheaper, USHY or XRT?: USHY charges 0.08% a year and XRT charges 0.35%, so USHY is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

USHY against XRT, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, USHY against XRT, data as of Sep 13, 2026. https://etfiq.com/compare/any/ushy-vs-xrt Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources