IQ

Data as of Oct 28, 2026.

vsCompare their flowsaskIQ about these two fundsAsk the committee about these two funds
Across categories

USHY vs XLY: Differences, Returns & Fees

Share
Share on XDownload as PDF

Over the year to Oct 28, 2026, USHY returned +1.7% to XLY's −3.6%; 0% of their weight is in the same names.

askIQ about this page

askIQ about USHY and XLY

Net assets on Oct 27, 2026: $26.3bn for iShares Broad USD High Yield Corporate Bond ETF and $22.4bn for State Street Consumer Discretionary Select Sector SPDR ETF.

USHY on its own →XLY on its own →
At a glance
+1.7%
USHY total return, 1 year
−3.6%
XLY total return, 1 year
0.08%
USHY expense ratio
0.08%
XLY expense ratio

Pair scorecard

Both cost 0.08% a year; their one-year returns differ by 5.3 points; USHY is 1.2 times larger.

Points (pts) are percentage points.

USHY vs XLY: Differences, Returns & Fees
MeasureUSHYXLY
Return
Total return, 1 year+1.7%−3.6%
Drawdown
Below its high6.8%, high on Jan 12, 2026
Benchmark
What it tracksICE BofA US High Yield Constrained IndexConsumer Discretionary Select Sector Index
Cost and size
Expense ratio0.08%0.08%
Net assets, as of Oct 27, 2026$26.3bn$22.4bn
Holdings
Holdings in common0%
In the S&P 500, by weight100%
Top ten holdings, share of the fund68.5%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, USHY and XLY hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first USHY XLY
Only in one fund ↓
Only in USHY
1261229 BC LTD 144A 0.48%
ECHOSTAR CORP 0.40%
MERIDIAN ARC HOLDCO LLC 144A 0.36%
PR RNO PROPERTY OWNER 1 LLC 144A 0.31%
SOFTBANK GROUP CORP 144A 0.30%
SOFTBANK GROUP CORP 144A 0.29%
CLOUD SOFTWARE GROUP LLC 144A 0.27%
QUIKRETE HOLDINGS INC 144A 0.27%
Only in XLY
AMAZON.COM INC 22.43%
TESLA INC 19.15%
HOME DEPOT INC 5.30%
MCDONALD S CORP 4.31%
TJX COMPANIES INC 4.07%
STARBUCKS CORP 3.09%
BOOKING HOLDINGS INC 2.97%
LOWE S COS INC 2.92%
Check overlap with more funds →

Side by side

USHY iShares Broad USD High Yield Corporate Bond ETF XLY State Street Consumer Discretionary Select Sector SPDR ETF
Where it sits Bond ETF Stock ETF
Issuer iShares State Street
What it is Tracks an index of Broad USD High Yield Corporate Bond Tracks an index of Consumer discretionary
Total return, 1 year +1.7% −3.6%
Its benchmark over the same days +1.8% (SPHY) +13.6% (SPY)
Gap to its benchmark −0.1 pts vs SPHY −17.2 pts vs SPY
Expense ratio 0.08% 0.08%
Holdings 1900 48
Net assets, as of Oct 27, 2026 $26.3bn $22.4bn

USHY and XLY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

USHY and XLY flows, by email on Sundays.

One-click unsubscribe. See Privacy.

About each fund
USHY

USHY tracks an index of Broad USD High Yield Corporate Bond. Over the year to Oct 28, 2026 it returned +1.7% with distributions reinvested, against +1.8% for its benchmark, the ICE BofA US High Yield Constrained Index, measured by the closely related ICE BofA US High Yield Index. The prospectus expense ratio is 0.08% a year.

XLY

XLY tracks an index of Consumer discretionary. Over the year to Oct 28, 2026 it returned −3.6% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 48 positions, with the top ten at 68.5%. It sat 6.8% below its high of Jan 12, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, USHY or XLY?
In the year to Oct 28, 2026, with distributions reinvested, USHY returned +1.7% and XLY −3.6%.
Which is cheaper, USHY or XLY?
Neither: USHY and XLY both charge 0.08% a year. Fees come from each fund's prospectus.
Other comparisons
USHY vs XHBUSHY vs XRTUSHY vs XLVUSHY vs XLREHYG vs XLYJNK vs XLYVCIT vs XLYVCLT vs XLY
Where to next
USHY on its own →XLY on its own →Hold both: look the portfolio through →Rankings →USHY dividend history →USHY holdings →XLY dividend history →XLY holdings →Standards and sources →
Sources and dates
USHY filings on SEC EDGAR ↗
USHY prospectus with the expense ratio (SEC) ↗
iShares page for USHY ↗
XLY filings on SEC EDGAR ↗
XLY prospectus with the expense ratio (SEC) ↗
State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, USHY against XLY, data as of Oct 28, 2026. https://etfiq.com/compare/any/ushy-vs-xly

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.