Data as of Oct 28, 2026.
USHY vs XLC: Differences, Returns & Fees
Over the year to Oct 28, 2026, USHY returned +1.7% to XLC's −10.4%; 0% of their weight is in the same names.
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Net assets on Oct 27, 2026: $26.3bn for iShares Broad USD High Yield Corporate Bond ETF and $22.1bn for State Street Communication Services Select Sector SPDR ETF.
Pair scorecard
Both cost 0.08% a year; their one-year returns differ by 12.1 points; USHY is 1.2 times larger.
Points (pts) are percentage points.
| Measure | USHY | XLC |
|---|---|---|
| Return | ||
| Total return, 1 year | +1.7% | −10.4% |
| Drawdown | ||
| Below its high | 13.3%, high on Jan 30, 2026 | |
| Benchmark | ||
| What it tracks | ICE BofA US High Yield Constrained Index | Communication Services Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.08% | 0.08% |
| Net assets, as of Oct 27, 2026 | $26.3bn | $22.1bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 100% | |
| Top ten holdings, share of the fund | 75.3% | |
Holdings in common uses holdings dated Oct 27, 2026. Method
Risk and return
Jun 29, 2018 to Oct 23, 2026 · 434 weekly returnsXLC returned more: +131.1% to +47.8%. USHY swung less: 10.0% to 20.0%. USHY fell less at its worst: −21.9% to −45.9%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | USHY | XLC | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +47.8% | +131.1% | XLC | Price change plus distributions, reinvested. |
| Annualized | +4.8% | +10.6% | XLC | Total return as a yearly rate. |
| Price return | −11.9% | +113.0% | XLC | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 10.0% | 20.0% | USHY | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 7.0% | 14.0% | USHY | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −21.9% | −45.9% | USHY | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.24 | 0.46 | XLC | Return above Treasury bills per unit of volatility. |
| Sortino | 0.34 | 0.66 | XLC | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.22 | 0.23 | XLC (slight) | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 434 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, USHY and XLC hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
USHY and XLC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
USHY and XLC do different jobs. What does each one do in a portfolio?
- What each follows. USHY follows ICE BofA US High Yield Constrained Index and XLC follows Communication Services Select Sector Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 USHY returned +1.7% and XLC −10.4% with distributions reinvested, a gap of 12.1 points.
Data as of Oct 28, 2026.
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USHY
USHY tracks an index of Broad USD High Yield Corporate Bond. Over the year to Oct 28, 2026 it returned +1.7% with distributions reinvested, against +1.8% for its benchmark, the ICE BofA US High Yield Constrained Index, measured by the closely related ICE BofA US High Yield Index. The prospectus expense ratio is 0.08% a year.
XLC
XLC tracks an index of Communication services. Over the year to Oct 28, 2026 it returned −10.4% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 75.3%. It sat 13.3% below its high of Jan 30, 2026 on Oct 28, 2026.
Questions people ask
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How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, USHY against XLC, data as of Oct 28, 2026. https://etfiq.com/compare/any/ushy-vs-xlc
ETFIQ. (Oct 28, 2026). USHY against XLC. Retrieved from https://etfiq.com/compare/any/ushy-vs-xlc
[USHY against XLC (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/ushy-vs-xlc)
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