Which returned more over the last year, BINC or XLC?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and XLC −10.4%.

Which is cheaper, BINC or XLC?

XLC is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do BINC and XLC overlap with the S&P 500?

By their latest filed holdings, 0% of BINC and 100% of XLC by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

BINC vs XLC: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BINC returned +0.5% to XLC's −10.4%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $16.8bn for iShares Flexible Income Active ETF and $22.1bn for State Street Communication Services Select Sector SPDR ETF.

BINC on its own →XLC on its own →

At a glance

+0.5%

BINC total return, 1 year

−10.4%

XLC total return, 1 year

0.40%

BINC expense ratio

0.08%

XLC expense ratio

Pair scorecard

XLC costs 0.32 points a year less; their one-year returns differ by 10.9 points; XLC is 1.3 times larger.

BINC vs XLC: Differences, Returns & Fees
Measure	BINC	XLC
Return
Measure	BINC	XLC
Total return, 1 year	+0.5%	−10.4%
Drawdown
Measure	BINC	XLC
Below its high		13.3%, high on Jan 30, 2026
Benchmark
Measure	BINC	XLC
What it tracks	No index, actively managed	Communication Services Select Sector Index
Cost and size
Measure	BINC	XLC
Expense ratio	0.40%	0.08%
Net assets, as of Oct 27, 2026	$16.8bn	$22.1bn
Holdings
Measure	BINC	XLC
Holdings in common	0%
Top ten holdings, share of the fund	24.6%	75.3%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, BINC and XLC hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BINC XLC

Only in one fund ↓

Only in BINC

BLACKROCK CASH CL INST SL AGENCY 5.80%

UMBS 30YR TBA(REG A) 4.50%

TREASURY NOTE (2OLD) 4.34%

UMBS 30YR TBA(REG A) 2.91%

UMBS 30YR TBA(REG A) 2.21%

CASH COLLATERAL MORGAN STANLEY & C 1.68%

ISHARES IBOXX $ INV GRADE CORPORAT 0.99%

EUR/USD 0.83%

Only in XLC

META PLATFORMS INC CLASS A 21.45%

ALPHABET INC CL A 12.27%

ALPHABET INC CL C 9.82%

WALT DISNEY CO 5.33%

TAKE TWO INTERACTIVE SOFTWRE 4.80%

COMCAST CORP CLASS A 4.48%

VERIZON COMMUNICATIONS INC 4.45%

APPLOVIN CORP CLASS A 4.34%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF XLC State Street Communication Services Select Sector SPDR ETF

Where it sits Bond ETF Stock ETF

Issuer iShares State Street

What it is Actively managed Tracks an index of Communication services

Total return, 1 year +0.5% −10.4%

Expense ratio 0.40% 0.08%

Already in the S&P 500 0.0% 99.8%

Holdings 4690 23

Net assets, as of Oct 27, 2026 $16.8bn $22.1bn

BINC and XLC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

XLC

XLC tracks an index of Communication services. Over the year to Oct 28, 2026 it returned −10.4% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 75.3%. It sat 13.3% below its high of Jan 30, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, BINC or XLC?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and XLC −10.4%.
Which is cheaper, BINC or XLC?: XLC is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do BINC and XLC overlap with the S&P 500?: By their latest filed holdings, 0% of BINC and 100% of XLC by weight is stocks the S&P 500 already holds.

Other comparisons

BINC vs VOX BINC vs XLY BINC vs XLU BINC vs VHT IEI vs XLC SCHP vs XLC HYG vs XLC TIP vs XLC

Where to next

BINC on its own →XLC on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →XLC dividend history →XLC holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

XLC filings on SEC EDGAR ↗

XLC prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against XLC, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-xlc

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.