Which returned more over the last year, SCHP or XLC?

In the year to Sep 13, 2026, with distributions reinvested, SCHP returned −0.8% and XLC returned −2.0%, so SCHP returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHP or XLC?

SCHP charges 0.03% a year and XLC charges 0.08%, so SCHP is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHP vs XLC: how they differ

SCHP and XLC hold 0% of their weight in the same names, and SCHP returned more over the year.

Schwab U.S. TIPS ETF and State Street(R) Communication Services Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, SCHP and XLC hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHP	Only in XLC
United States Treasury 4.09%	META PLATFORMS INC CLASS A 18.92%
United States Treasury 4.03%	ALPHABET INC CL A 10.12%
United States Treasury 4.02%	ALPHABET INC CL C 8.10%
United States Treasury 3.79%	AT+T INC 5.19%
United States Treasury 3.62%	VERIZON COMMUNICATIONS INC 5.03%
United States Treasury 3.42%	WALT DISNEY CO/THE 4.76%
United States Treasury 3.39%	WARNER BROS DISCOVERY INC 4.61%
United States Treasury 3.38%	COMCAST CORP CLASS A 4.61%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 10, 2026.

SCHP and XLC on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	SCHP Schwab U.S. TIPS ETF	XLC State Street(R) Communication Services Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	State Street
What it is	US TIPS	Communication services
Total return, 1 year	−0.8%	−2.0%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.4 pts	−19.5 pts
Expense ratio	0.03%	0.08%
Holdings	48	26

SCHP in plain words

SCHP is a bond fund tracking the US TIPS. Over the year to Sep 11, 2026 it returned −0.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.

XLC in plain words

XLC is an index equity fund tracking the Communication services. Over the year to Sep 11, 2026 it returned −2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 26 positions, with the top ten at 70.4%. It sat 5.7% below its high of Jan 30, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, SCHP or XLC?: In the year to Sep 13, 2026, with distributions reinvested, SCHP returned −0.8% and XLC returned −2.0%, so SCHP returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHP or XLC?: SCHP charges 0.03% a year and XLC charges 0.08%, so SCHP is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHP against XLC, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHP against XLC, data as of Sep 13, 2026. https://etfiq.com/compare/any/schp-vs-xlc Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources