Which returned more over the last year, SPSB or XRT?

In the year to Oct 28, 2026, with distributions reinvested, SPSB returned +2.2% and XRT +2.4%.

Which is cheaper, SPSB or XRT?

SPSB is cheaper, by 0.31 percentage points a year. That is about $31 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SPSB vs XRT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SPSB returned +2.2% to XRT's +2.4%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $11.3bn for State Street SPDR Portfolio Short Term Corporate Bond ETF and $362m for State Street SPDR S&P Retail ETF.

SPSB on its own →XRT on its own →

At a glance

+2.2%

SPSB total return, 1 year

+2.4%

XRT total return, 1 year

0.04%

SPSB expense ratio

0.35%

XRT expense ratio

Pair scorecard

SPSB costs 0.31 points a year less; their one-year returns differ by 0.2 points; SPSB is far larger, $11.3bn against $362m.

SPSB vs XRT: Differences, Returns & Fees
Measure	SPSB	XRT
Return
Measure	SPSB	XRT
Total return, 1 year	+2.2%	+2.4%
Drawdown
Measure	SPSB	XRT
Below its high		9.9%, high on Nov 16, 2021
Benchmark
Measure	SPSB	XRT
What it tracks	Bloomberg U.S. 1-3 Year Corporate Bond Index	S&P Retail Select Industry Index
Cost and size
Measure	SPSB	XRT
Expense ratio	0.04%	0.35%
Net assets, as of Oct 27, 2026	$11.3bn	$362m
Holdings
Measure	SPSB	XRT
Holdings in common	0%
In the S&P 500, by weight		22%
Top ten holdings, share of the fund		16.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, SPSB and XRT hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SPSB XRT

Only in one fund ↓

Only in SPSB

SALESFORCE INC SR UNSECURED 03/29 4.65 0.66%

AERCAP IRELAND CAP/GLOBA COMPANY GUAR 10/28 3 0.47%

PFIZER INVESTMENT ENTER COMPANY GUAR 05/28 4.45 0.45%

AMAZON.COM INC SR UNSECURED 03/29 4 0.45%

BANK OF AMERICA CORP SR UNSECURED 12/28 VAR 0.45%

NVIDIA CORP SR UNSECURED 06/29 4.35 0.43%

GOLDMAN SACHS GROUP INC SR UNSECURED 05/29 VAR 0.38%

ORACLE CORP SR UNSECURED 02/29 4.55 0.37%

Only in XRT

KOHLS CORP 1.85%

MAPLEBEAR INC 1.76%

BATH + BODY WORKS INC 1.69%

ETSY INC 1.68%

VICTORIA S SECRET + CO 1.66%

BJ S WHOLESALE CLUB HOLDINGS 1.62%

GAMESTOP CORP CLASS A 1.60%

OLLIE S BARGAIN OUTLET HOLDI 1.60%

Check overlap with more funds →

Side by side

SPSB State Street SPDR Portfolio Short Term Corporate Bond ETF XRT State Street SPDR S&P Retail ETF

Where it sits Bond ETF Stock ETF

Issuer State Street State Street

What it is Tracks an index of Short Term Corporate Bond Tracks the S&P Retail

Total return, 1 year +2.2% +2.4%

Its benchmark over the same days −1.4% (AGG) not measured

Gap to its benchmark +3.6 pts vs AGG not measured

Expense ratio 0.04% 0.35%

Holdings 1684 74

Net assets, as of Oct 27, 2026 $11.3bn $362m

SPSB and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SPSB

SPSB tracks an index of Short Term Corporate Bond. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.04% a year.

XRT

XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SPSB or XRT?: In the year to Oct 28, 2026, with distributions reinvested, SPSB returned +2.2% and XRT +2.4%.
Which is cheaper, SPSB or XRT?: SPSB is cheaper, by 0.31 percentage points a year. That is about $31 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

SPSB vs XHB SPSB vs XLY SPSB vs XOP SPSB vs VDC VCSH vs XRT IGSB vs XRT BSV vs XRT VCLT vs XRT

Where to next

SPSB on its own →XRT on its own →Hold both: look the portfolio through →Rankings →SPSB dividend history →SPSB holdings →XRT dividend history →XRT holdings →Standards and sources →

Sources and dates

SPSB and XRT filings on SEC EDGAR ↗

SPSB and XRT prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SPSB against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/spsb-vs-xrt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.