Data as of Oct 28, 2026.
SHY vs XLC: Differences, Returns & Fees
Over the year to Oct 28, 2026, SHY returned +1.6% to XLC's −10.4%; 0% of their weight is in the same names.
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Net assets on Oct 27, 2026: $27.4bn for iShares 1-3 Year Treasury Bond ETF and $22.1bn for State Street Communication Services Select Sector SPDR ETF.
Pair scorecard
XLC costs 0.07 points a year less; their one-year returns differ by 12.0 points; SHY is 1.2 times larger.
| Measure | SHY | XLC |
|---|---|---|
| Return | ||
| Total return, 1 year | +1.6% | −10.4% |
| Drawdown | ||
| Below its high | 13.3%, high on Jan 30, 2026 | |
| Benchmark | ||
| What it tracks | ICE U.S. Treasury 1-3 Year Bond Index | Communication Services Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.15% | 0.08% |
| Net assets, as of Oct 27, 2026 | $27.4bn | $22.1bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 100% | |
| Top ten holdings, share of the fund | 75.3% | |
Holdings in common uses holdings dated Oct 27, 2026. Method
What they share
By the books each fund has filed, SHY and XLC hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
SHY and XLC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SHY
SHY tracks an index of 1-3 Year Treasury Bond. Over the year to Oct 28, 2026 it returned +1.6% with distributions reinvested, against +1.7% for its benchmark, the ICE U.S. Treasury 1-3 Year Bond Index. The prospectus expense ratio is 0.15% a year.
XLC
XLC tracks an index of Communication services. Over the year to Oct 28, 2026 it returned −10.4% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 75.3%. It sat 13.3% below its high of Jan 30, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, SHY or XLC?
- In the year to Oct 28, 2026, with distributions reinvested, SHY returned +1.6% and XLC −10.4%.
- Which is cheaper, SHY or XLC?
- XLC is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SHY against XLC, data as of Oct 28, 2026. https://etfiq.com/compare/any/shy-vs-xlc
ETFIQ. (Oct 28, 2026). SHY against XLC. Retrieved from https://etfiq.com/compare/any/shy-vs-xlc
[SHY against XLC (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/shy-vs-xlc)
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