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Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VGSH vs XLC: how they differ

VGSH and XLC hold 0% of their weight in the same names, and VGSH returned more over the year.

Vanguard Short-Term Treasury Index Fund and State Street(R) Communication Services Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, VGSH and XLC hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VGSHOnly in XLC
United States Treasury Note/Bond 2.26%META PLATFORMS INC CLASS A 18.92%
United States Treasury Note/Bond 1.41%ALPHABET INC CL A 10.12%
United States Treasury Note/Bond 1.36%ALPHABET INC CL C 8.10%
United States Treasury Note/Bond 1.32%AT+T INC 5.19%
United States Treasury Note/Bond 1.31%VERIZON COMMUNICATIONS INC 5.03%
United States Treasury Note/Bond 1.30%WALT DISNEY CO/THE 4.76%
United States Treasury Note/Bond 1.27%WARNER BROS DISCOVERY INC 4.61%
United States Treasury Note/Bond 1.27%COMCAST CORP CLASS A 4.61%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 10, 2026.

VGSH and XLC on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
VGSH
Vanguard Short-Term Treasury Index Fund
XLC
State Street(R) Communication Services Select Sector SPDR(R) ETF
Where it sitsCore index fundCore index fund
IssuerVanguardState Street
What it isShort-Term TreasuryCommunication services
Total return, 1 year+1.8%−2.0%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500−15.7 pts−19.5 pts
Expense ratio0.03%0.08%
Holdings9126

VGSH in plain words

VGSH is a bond fund tracking the Short-Term Treasury. Over the year to Sep 11, 2026 it returned +1.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.

XLC in plain words

XLC is an index equity fund tracking the Communication services. Over the year to Sep 11, 2026 it returned −2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 26 positions, with the top ten at 70.4%. It sat 5.7% below its high of Jan 30, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, VGSH or XLC?
In the year to Sep 13, 2026, with distributions reinvested, VGSH returned +1.8% and XLC returned −2.0%, so VGSH returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VGSH or XLC?
VGSH charges 0.03% a year and XLC charges 0.08%, so VGSH is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VGSH against XLC, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VGSH against XLC, data as of Sep 13, 2026. https://etfiq.com/compare/any/vgsh-vs-xlc Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources