Which returned more over the last year, SHV or XLI?

In the year to Oct 28, 2026, with distributions reinvested, SHV returned +3.6% and XLI +10.2%.

Which is cheaper, SHV or XLI?

XLI is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SHV vs XLI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SHV returned +3.6% to XLI's +10.2%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $21.7bn for iShares 0-1 Year Treasury Bond ETF and $30.8bn for State Street Industrial Select Sector SPDR ETF.

SHV on its own →XLI on its own →

At a glance

+3.6%

SHV total return, 1 year

+10.2%

XLI total return, 1 year

0.15%

SHV expense ratio

0.08%

XLI expense ratio

Pair scorecard

XLI costs 0.07 points a year less; their one-year returns differ by 6.6 points; XLI is 1.4 times larger.

SHV vs XLI: Differences, Returns & Fees
Measure	SHV	XLI
Return
Measure	SHV	XLI
Total return, 1 year	+3.6%	+10.2%
Drawdown
Measure	SHV	XLI
Below its high		9.4%, high on Aug 14, 2026
Benchmark
Measure	SHV	XLI
What it tracks	ICE Short US Treasury Securities Index	Industrial Select Sector Index
Cost and size
Measure	SHV	XLI
Expense ratio	0.15%	0.08%
Net assets, as of Oct 27, 2026	$21.7bn	$30.8bn
Holdings
Measure	SHV	XLI
Holdings in common	0%
In the S&P 500, by weight		100%
Top ten holdings, share of the fund		37.8%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, SHV and XLI hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SHV XLI

Only in one fund ↓

Only in SHV

TREASURY BILL 4.98%

TREASURY BILL 4.17%

TREASURY BILL 3.90%

TREASURY BILL 3.72%

TREASURY BILL 3.58%

TREASURY BILL 3.48%

TREASURY BILL 3.35%

TREASURY BILL 3.31%

Only in XLI

CATERPILLAR INC 6.14%

GENERAL ELECTRIC 5.79%

RTX CORP 4.91%

GE VERNOVA INC 4.47%

UNION PACIFIC CORP 3.34%

DEERE + CO 3.01%

EATON CORP PLC 2.79%

UBER TECHNOLOGIES INC 2.52%

Check overlap with more funds →

Side by side

SHV iShares 0-1 Year Treasury Bond ETF XLI State Street Industrial Select Sector SPDR ETF

Where it sits Bond ETF Stock ETF

Issuer iShares State Street

What it is Tracks an index of 0-1 Year Treasury Bond Tracks an index of Industrials

Total return, 1 year +3.6% +10.2%

Its benchmark over the same days not measured +13.6% (SPY)

Gap to its benchmark not measured −3.4 pts vs SPY

Expense ratio 0.15% 0.08%

Holdings 66 84

Net assets, as of Oct 27, 2026 $21.7bn $30.8bn

SHV and XLI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SHV

SHV tracks an index of 0-1 Year Treasury Bond. Over the year to Oct 28, 2026 it returned +3.6% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

XLI

XLI tracks an index of Industrials. Over the year to Oct 28, 2026 it returned +10.2% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 84 positions, with the top ten at 37.8%. It sat 9.4% below its high of Aug 14, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SHV or XLI?: In the year to Oct 28, 2026, with distributions reinvested, SHV returned +3.6% and XLI +10.2%.
Which is cheaper, SHV or XLI?: XLI is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

SHV vs XLC SHV vs XLF SHV vs XLP SHV vs XLB USFR vs XLI BOXX vs XLI VBIL vs XLI VUSB vs XLI

Where to next

SHV on its own →XLI on its own →Hold both: look the portfolio through →Rankings →SHV dividend history →SHV holdings →XLI dividend history →XLI holdings →Standards and sources →

Sources and dates

SHV filings on SEC EDGAR ↗

SHV prospectus with the expense ratio (SEC) ↗

iShares page for SHV ↗

XLI filings on SEC EDGAR ↗

XLI prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SHV against XLI, data as of Oct 28, 2026. https://etfiq.com/compare/any/shv-vs-xli

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.