Data as of Oct 28, 2026.

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USFR vs XLI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, USFR returned +4.1% to XLI's +10.2%; 0% of their weight is in the same names.

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Net assets: $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund, and $30.8bn on Oct 27, 2026 for State Street Industrial Select Sector SPDR ETF.

At a glance
+4.1%
USFR total return, 1 year
+10.2%
XLI total return, 1 year
0.15%
USFR expense ratio
0.08%
XLI expense ratio

Pair scorecard

XLI costs 0.07 points a year less; their one-year returns differ by 6.1 points.

USFR vs XLI: Differences, Returns & Fees
MeasureUSFRXLI
Return
Total return, 1 year+4.1%+10.2%
Drawdown
Below its high9.4%, high on Aug 14, 2026
Benchmark
What it tracksBloomberg U.S. Treasury Floating Rate Bond IndexIndustrial Select Sector Index
Cost and size
Expense ratio0.15%0.08%
Net assets, USFR as of May 31, 2026 and XLI as of Oct 27, 2026$17.0bn$30.8bn
Holdings
Holdings in common0%
In the S&P 500, by weight100%
Top ten holdings, share of the fund37.8%

Holdings in common uses holdings dated May 31, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, USFR and XLI hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first USFR XLI
Only in one fund ↓
Only in USFR
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 27.95%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 27.93%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 27.91%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 15.90%
Only in XLI
CATERPILLAR INC 6.14%
GENERAL ELECTRIC 5.79%
RTX CORP 4.91%
GE VERNOVA INC 4.47%
UNION PACIFIC CORP 3.34%
DEERE + CO 3.01%
EATON CORP PLC 2.79%
UBER TECHNOLOGIES INC 2.52%
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Side by side

USFR WisdomTree Floating Rate Treasury Fund XLI State Street Industrial Select Sector SPDR ETF
Where it sits Bond ETF Stock ETF
What it is Tracks an index of Floating Rate Treasury Tracks an index of Industrials
Total return, 1 year +4.1% +10.2%
Its benchmark over the same days +4.0% (TFLO) +13.6% (SPY)
Gap to its benchmark +0.1 pts vs TFLO −3.4 pts vs SPY
Expense ratio 0.15% 0.08%
Holdings 4 84
Net assets, USFR as of May 31, 2026 and XLI as of Oct 27, 2026 $17.0bn $30.8bn

USFR and XLI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
USFR

USFR tracks an index of Floating Rate Treasury. Over the year to Oct 28, 2026 it returned +4.1% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index. The prospectus expense ratio is 0.15% a year.

XLI

XLI tracks an index of Industrials. Over the year to Oct 28, 2026 it returned +10.2% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 84 positions, with the top ten at 37.8%. It sat 9.4% below its high of Aug 14, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, USFR or XLI?
In the year to Oct 28, 2026, with distributions reinvested, USFR returned +4.1% and XLI +10.2%.
Which is cheaper, USFR or XLI?
XLI is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, USFR against XLI, data as of Oct 28, 2026. https://etfiq.com/compare/any/usfr-vs-xli

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