Which returned more over the last year, SHV or XLC?

In the year to Oct 28, 2026, with distributions reinvested, SHV returned +3.6% and XLC −10.4%.

Which is cheaper, SHV or XLC?

XLC is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SHV vs XLC: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SHV returned +3.6% to XLC's −10.4%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $21.7bn for iShares 0-1 Year Treasury Bond ETF and $22.1bn for State Street Communication Services Select Sector SPDR ETF.

SHV on its own →XLC on its own →

At a glance

+3.6%

SHV total return, 1 year

−10.4%

XLC total return, 1 year

0.15%

SHV expense ratio

0.08%

XLC expense ratio

Pair scorecard

XLC costs 0.07 points a year less; their one-year returns differ by 14.0 points.

SHV vs XLC: Differences, Returns & Fees
Measure	SHV	XLC
Return
Measure	SHV	XLC
Total return, 1 year	+3.6%	−10.4%
Drawdown
Measure	SHV	XLC
Below its high		13.3%, high on Jan 30, 2026
Benchmark
Measure	SHV	XLC
What it tracks	ICE Short US Treasury Securities Index	Communication Services Select Sector Index
Cost and size
Measure	SHV	XLC
Expense ratio	0.15%	0.08%
Net assets, as of Oct 27, 2026	$21.7bn	$22.1bn
Holdings
Measure	SHV	XLC
Holdings in common	0%
In the S&P 500, by weight		100%
Top ten holdings, share of the fund		75.3%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, SHV and XLC hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SHV XLC

Only in one fund ↓

Only in SHV

TREASURY BILL 4.98%

TREASURY BILL 4.17%

TREASURY BILL 3.90%

TREASURY BILL 3.72%

TREASURY BILL 3.58%

TREASURY BILL 3.48%

TREASURY BILL 3.35%

TREASURY BILL 3.31%

Only in XLC

META PLATFORMS INC CLASS A 21.45%

ALPHABET INC CL A 12.27%

ALPHABET INC CL C 9.82%

WALT DISNEY CO 5.33%

TAKE TWO INTERACTIVE SOFTWRE 4.80%

COMCAST CORP CLASS A 4.48%

VERIZON COMMUNICATIONS INC 4.45%

APPLOVIN CORP CLASS A 4.34%

Check overlap with more funds →

Side by side

SHV iShares 0-1 Year Treasury Bond ETF XLC State Street Communication Services Select Sector SPDR ETF

Where it sits Bond ETF Stock ETF

Issuer iShares State Street

What it is Tracks an index of 0-1 Year Treasury Bond Tracks an index of Communication services

Total return, 1 year +3.6% −10.4%

Expense ratio 0.15% 0.08%

Holdings 66 23

Net assets, as of Oct 27, 2026 $21.7bn $22.1bn

SHV and XLC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SHV

SHV tracks an index of 0-1 Year Treasury Bond. Over the year to Oct 28, 2026 it returned +3.6% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

XLC

XLC tracks an index of Communication services. Over the year to Oct 28, 2026 it returned −10.4% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 75.3%. It sat 13.3% below its high of Jan 30, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SHV or XLC?: In the year to Oct 28, 2026, with distributions reinvested, SHV returned +3.6% and XLC −10.4%.
Which is cheaper, SHV or XLC?: XLC is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

SHV vs VOX SHV vs XLY SHV vs XLU SHV vs VHT USFR vs XLC BOXX vs XLC VBIL vs XLC VUSB vs XLC

Where to next

SHV on its own →XLC on its own →Hold both: look the portfolio through →Rankings →SHV dividend history →SHV holdings →XLC dividend history →XLC holdings →Standards and sources →

Sources and dates

SHV filings on SEC EDGAR ↗

SHV prospectus with the expense ratio (SEC) ↗

iShares page for SHV ↗

XLC filings on SEC EDGAR ↗

XLC prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SHV against XLC, data as of Oct 28, 2026. https://etfiq.com/compare/any/shv-vs-xlc

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.