Which returned more over the last year, SCHZ or TAGG?

In the year to Oct 9, 2026, with distributions reinvested, SCHZ returned −1.5% and TAGG −1.4%.

Which is cheaper, SCHZ or TAGG?

SCHZ is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

Share on X Download as PDF

Compare their flows Ask IQ about these two funds

SCHZ vs TAGG: Differences, Returns & Fees

SCHZ's duration was 5.8 years on Jun 30, 2026 and TAGG's 5.8 on Jul 31, 2026; SCHZ charges 0.03% to TAGG's 0.08%. Net assets: $10.6bn on Jun 30, 2026 for Schwab U.S. Aggregate Bond ETF, and $2.7bn on Oct 9, 2026 for T. Rowe Price QM U.S. Bond ETF.

SCHZ costs 0.05 points a year less; their one-year returns differ by 0.1 points.

	SCHZ	TAGG
Expense ratio	0.03%	0.08%
Net assets, SCHZ as of Jun 30, 2026 and TAGG as of Oct 9, 2026	$10.6bn	$2.7bn
Total return, 1 year	−1.5%	−1.4%
What it tracks	Bloomberg US Aggregate Bond Index	No index, actively managed
Holdings in common	13%
Below its high	5.0%, high on Aug 4, 2020	4.5%, high on Feb 27, 2026

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026.

−1.5%

SCHZ total return, 1 year

−1.4%

TAGG total return, 1 year

0.03%

SCHZ expense ratio

0.08%

TAGG expense ratio

What they hold in common

By the books each fund has filed, SCHZ and TAGG hold 13% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Jul 31, 2026.

50%

half

13% in common

Positions both hold, largest shared weight first

Holding SCHZ TAGG

U.S. Treasury Notes, due Aug 15, 2035 0.39% 0.38%

U.S. Treasury Notes, due Nov 15, 2034 0.37% 0.53%

U.S. Treasury Notes, due Feb 15, 2036 0.39% 0.35%

U.S. Treasury Notes, due Feb 28, 2030 0.32% 1.92%

U.S. Treasury Notes, due May 31, 2031 0.29% 0.40%

U.S. Treasury Notes, due May 15, 2029 0.28% 1.07%

U.S. Treasury Bonds, due Feb 15, 2056 0.25% 1.07%

U.S. Treasury Notes, due Sep 30, 2030 0.24% 0.59%

U.S. Treasury Notes, due Dec 15, 2028 0.24% 2.12%

U.S. Treasury Notes, due Dec 31, 2030 0.24% 0.70%

U.S. Treasury Notes, due Apr 30, 2031 0.23% 1.03%

U.S. Treasury Notes, due Aug 31, 2030 0.23% 0.91%

Only in SCHZ

U.S. Treasury Notes, due Feb 15, 2035 0.39%

U.S. Treasury Notes, due May 15, 2035 0.37%

U.S. Treasury Notes, due May 15, 2034 0.37%

U.S. Treasury Notes, due Feb 15, 2034 0.36%

U.S. Treasury Notes, due Nov 15, 2033 0.36%

U.S. Treasury Notes, due Jan 31, 2028 0.35%

U.S. Treasury Notes, due Aug 15, 2033 0.33%

U.S. Treasury Notes, due May 15, 2031 0.32%

Only in TAGG

FNMA TBA 30 YR 5 SINGLE FAMILY MORTGAGE, due Jan 1, 2033 0.76%

FNMA TBA 30 YR 4 SINGLE FAMILY MORTGAGE, due Jan 1, 2040 0.66%

FNMA TBA 30 YR 2 SINGLE FAMILY MORTGAGE, due Jan 1, 2050 0.60%

FNMA TBA 30 YR 5.5 SINGLE FAMILY MORTGAGE, due Jan 1, 2033 0.59%

FED HM LN PC POOL SD8199 FR 03/52 FIXED 2, due Mar 1, 2052 0.44%

GNMA II TBA 30 YR 4.5 JUMBOS, due Jan 1, 2035 0.44%

NYC COMMERCIAL MORTGAGE TRUST NYC 2026 9W57 A 144A, due Jun 6, 2040 0.43%

GNMA II TBA 30 YR 5.5 JUMBOS, due Jan 1, 2033 0.42%

Check overlap with more funds →

On the same fields

SCHZ

Schwab U.S. Aggregate Bond ETF

TAGG

T. Rowe Price QM U.S. Bond ETF

Where it sits Bond ETF Bond ETF

Issuer Schwab T. Rowe Price

What it is Tracks an index Actively managed

Total return, 1 year −1.5% −1.4%

S&P 500 over the same days +17.3% +17.3%

Gap to the S&P 500 −18.8 pts −18.7 pts

Expense ratio 0.03% 0.08%

Holdings 12326 1815

Net assets, SCHZ as of Jun 30, 2026 and TAGG as of Oct 9, 2026 $10.6bn $2.7bn

SCHZ and TAGG on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

SCHZ in plain words

SCHZ tracks an index. The prospectus expense ratio is 0.03% a year. It sat 5.0% below its high of Aug 4, 2020 on Oct 9, 2026.

Over the year to Oct 9, 2026 it returned −1.5% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg US Aggregate Bond Index.

TAGG in plain words

TAGG is actively managed and tracks no index. The prospectus expense ratio is 0.08% a year. It sat 4.5% below its high of Feb 27, 2026 on Oct 9, 2026.

Over the year to Oct 9, 2026 it returned −1.4% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg U.S. Aggregate Bond Index.

Questions people ask

Which returned more over the last year, SCHZ or TAGG?: In the year to Oct 9, 2026, with distributions reinvested, SCHZ returned −1.5% and TAGG −1.4%.
Which is cheaper, SCHZ or TAGG?: SCHZ is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

SCHZ vs UITB AVIG vs SCHZ EAGG vs SCHZ SCHZ vs UNIY BND vs TAGG DFCF vs TAGG SPAB vs TAGG TAGG vs VCRB

SCHZ on its own →TAGG on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

SCHZ filings on SEC EDGAR ↗SCHZ prospectus with the expense ratio (SEC) ↗Schwab website ↗TAGG filings on SEC EDGAR ↗TAGG prospectus with the expense ratio (SEC) ↗T. Rowe Price website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHZ against TAGG, data as of Oct 9, 2026. https://etfiq.com/compare/any/schz-vs-tagg

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.