Data as of Oct 28, 2026.
SCHX vs XOVR: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHX returned +13.1% to XOVR's −3.0%; 16% of their weight is in the same names.
askIQ about this page
askIQ about SCHX and XOVR
Net assets: $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF, and $2.2bn on Jun 30, 2026 for ERShares Private-Public Crossover ETF.
Pair scorecard
SCHX costs 1.78 points a year less; their one-year returns differ by 16.1 points.
| Measure | SCHX | XOVR |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.1% | −3.0% |
| Drawdown | ||
| Below its high | 6.5%, high on Oct 5, 2026 | |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Large-Cap Total Stock Market Index | No index, actively managed |
| Cost and size | ||
| Expense ratio | 0.03% | 1.81% |
| Net assets, SCHX as of Aug 31, 2026 and XOVR as of Jun 30, 2026 | $74.2bn | $2.2bn |
| Holdings | ||
| Holdings in common | 16% | |
| Top ten holdings, share of the fund | 36.0% | 63.1% |
Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method
Risk and return
Nov 17, 2017 to Oct 23, 2026 · 466 weekly returnsSCHX returned more: +234.4% to +138.8%. SCHX swung less: 18.2% to 26.7%. SCHX fell less at its worst: −32.3% to −56.3%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHX | XOVR | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +234.4% | +138.8% | SCHX | Price change plus distributions, reinvested. |
| Annualized | +14.4% | +10.2% | SCHX | Total return as a yearly rate. |
| Price return | +190.8% | +37.1% | SCHX | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 18.2% | 26.7% | SCHX | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 12.7% | 18.5% | SCHX | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −32.3% | −56.3% | SCHX | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.68 | 0.40 | SCHX | Return above Treasury bills per unit of volatility. |
| Sortino | 0.98 | 0.57 | SCHX | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.45 | 0.18 | SCHX | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 466 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHX and XOVR hold 16% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.
half
16% in common
Only in one fund ↓
Side by side
SCHX and XOVR on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHX and XOVR do different jobs. What does each one do in a portfolio?
- What each follows. SCHX follows Dow Jones U.S. Large-Cap Total Stock Market Index and XOVR follows No index, actively managed.
- Holdings in common. 16% of the weight is in the same securities (holdings dated Aug 31, 2026 and Jun 30, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 SCHX returned +13.1% and XOVR −3.0% with distributions reinvested, a gap of 16.1 points.
Data as of Oct 28, 2026.
The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.
SCHX
SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.
XOVR
XOVR is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. The prospectus expense ratio is 1.81% a year. By its holdings filed for Jun 30, 2026, 43% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 63.1%. It sat 6.5% below its high of Oct 5, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, SCHX or XOVR?
- In the year to Oct 28, 2026, with distributions reinvested, SCHX returned +13.1% and XOVR −3.0%.
- Which is cheaper, SCHX or XOVR?
- SCHX is cheaper, by 1.78 percentage points a year. That is about $178 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SCHX against XOVR, data as of Oct 28, 2026. https://etfiq.com/compare/any/schx-vs-xovr
ETFIQ. (Oct 28, 2026). SCHX against XOVR. Retrieved from https://etfiq.com/compare/any/schx-vs-xovr
[SCHX against XOVR (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schx-vs-xovr)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.