Which returned more over the last year, ITOT or XOVR?

In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and XOVR −3.0%.

Which is cheaper, ITOT or XOVR?

ITOT is cheaper, by 1.78 percentage points a year. That is about $178 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do ITOT and XOVR overlap with the S&P 500?

By their latest filed holdings, 88% of ITOT and 43% of XOVR by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

ITOT vs XOVR: Differences, Returns & Fees

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Over the year to Oct 28, 2026, ITOT returned +13.4% to XOVR's −3.0%; 15% of their weight is in the same names.

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Net assets: $97.1bn on Oct 27, 2026 for iShares Core S&P Total U.S. Stock Market ETF, and $2.2bn on Jun 30, 2026 for ERShares Private-Public Crossover ETF.

ITOT on its own →XOVR on its own →

At a glance

+13.4%

ITOT total return, 1 year

−3.0%

XOVR total return, 1 year

0.03%

ITOT expense ratio

1.81%

XOVR expense ratio

Pair scorecard

ITOT costs 1.78 points a year less; their one-year returns differ by 16.4 points.

ITOT vs XOVR: Differences, Returns & Fees
Measure	ITOT	XOVR
Return
Measure	ITOT	XOVR
Total return, 1 year	+13.4%	−3.0%
Drawdown
Measure	ITOT	XOVR
Below its high		6.5%, high on Oct 5, 2026
Benchmark
Measure	ITOT	XOVR
What it tracks	S&P Total Market Index (TMI)	No index, actively managed
Cost and size
Measure	ITOT	XOVR
Expense ratio	0.03%	1.81%
Net assets, ITOT as of Oct 27, 2026 and XOVR as of Jun 30, 2026	$97.1bn	$2.2bn
Holdings
Measure	ITOT	XOVR
Holdings in common	15%
Top ten holdings, share of the fund	33.9%	63.1%

Holdings in common uses holdings dated Jun 30, 2026 and Oct 27, 2026. Method

What they share

15%

By the books each fund has filed, ITOT and XOVR hold 15% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Oct 27, 2026.

50%

0 half 100%

half

15% in common

Positions both hold · largest shared weight first ITOT XOVR

NVIDIA 7.06% 9.47%

ALPHABET CLASS A 2.52% 6.52%

META PLATFORMS CLASS A 1.83% 4.47%

TESLA INC 1.54% 1.63%

PALANTIR TECHNOLOGIES CLASS A 0.61% 0.56%

ARISTA NETWORKS 0.26% 2.31%

APPLOVIN CLASS A 0.10% 3.95%

ROBINHOOD MARKETS CLASS A 0.10% 3.55%

DOORDASH CLASS A 0.09% 2.04%

MONOLITHIC POWER SYSTEMS INC 0.08% 1.77%

NATERA 0.08% 3.70%

ASTERA LABS 0.06% 7.75%

Only in one fund ↓

Only in ITOT

APPLE 6.78%

MICROSOFT 5.28%

AMAZON.COM INC 3.32%

BROADCOM INC 2.18%

ALPHABET CLASS C 2.02%

MICRON TECHNOLOGY 1.40%

ELI LILLY 1.37%

BERKSHIRE HATHAWAY INC CLASS B 1.36%

Only in XOVR

N/A 17.73%

N/A 0.14%

N/A 0.05%

Check overlap with more funds →

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF XOVR ERShares Private-Public Crossover ETF

Where it sits Stock ETF Stock ETF

Issuer iShares ERShares

What it is Tracks the S&P Total U.S. Stock Market Actively managed

Total return, 1 year +13.4% −3.0%

Expense ratio 0.03% 1.81%

Already in the S&P 500 88.1% 43.4%

Holdings 2443 32

Net assets, ITOT as of Oct 27, 2026 and XOVR as of Jun 30, 2026 $97.1bn $2.2bn

ITOT and XOVR on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

XOVR

XOVR is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. The prospectus expense ratio is 1.81% a year. By its holdings filed for Jun 30, 2026, 43% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 63.1%. It sat 6.5% below its high of Oct 5, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, ITOT or XOVR?: In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and XOVR −3.0%.
Which is cheaper, ITOT or XOVR?: ITOT is cheaper, by 1.78 percentage points a year. That is about $178 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do ITOT and XOVR overlap with the S&P 500?: By their latest filed holdings, 88% of ITOT and 43% of XOVR by weight is stocks the S&P 500 already holds.

Other comparisons

ITOT vs MAGS FBCG vs ITOT ITOT vs ONEQ ITOT vs VOOG VIG vs XOVR SCHX vs XOVR SPYM vs XOVR IWB vs XOVR

Where to next

ITOT on its own →XOVR on its own →Hold both: look the portfolio through →Rankings →ITOT dividend history →ITOT holdings →XOVR holdings →Standards and sources →

Sources and dates

ITOT filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

XOVR filings on SEC EDGAR ↗

XOVR prospectus with the expense ratio (SEC) ↗

ERShares website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

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ETFIQ, ITOT against XOVR, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-xovr

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.