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Data as of Oct 28, 2026.

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SCHX vs VTIP: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHX returned +13.1% to VTIP's +2.2%; 0% of their weight is in the same names.

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Net assets: $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF, and $20.9bn on Sep 30, 2026 for Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares.

SCHX on its own →VTIP on its own →
At a glance
+13.1%
SCHX total return, 1 year
+2.2%
VTIP total return, 1 year
0.03%
SCHX expense ratio
0.03%
VTIP expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 10.9 points.

Points (pts) are percentage points.

SCHX vs VTIP: Differences, Returns & Fees
MeasureSCHXVTIP
Return
Total return, 1 year+13.1%+2.2%
Benchmark
What it tracksDow Jones U.S. Large-Cap Total Stock Market IndexBloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index
Cost and size
Expense ratio0.03%0.03%
Net assets, SCHX as of Aug 31, 2026 and VTIP as of Sep 30, 2026$74.2bn$20.9bn
Holdings
Holdings in common0%
In the S&P 500, by weight94%
Top ten holdings, share of the fund36.0%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

What they share

0%

By the books each fund has filed, SCHX and VTIP hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHX VTIP
Only in one fund ↓
Only in SCHX
NVIDIA Corp 7.69%
Apple Inc 6.69%
Microsoft Corp 5.42%
Amazon.com Inc 3.66%
Alphabet Inc 2.86%
Broadcom Inc 2.52%
Alphabet Inc 2.28%
Meta Platforms Inc 1.81%
Only in VTIP
United States Treasury Inflation Indexed Bonds 5.30%
United States Treasury Inflation Indexed Bonds 5.22%
United States Treasury Inflation Indexed Bonds 5.22%
United States Treasury Inflation Indexed Bonds 5.14%
United States Treasury Inflation Indexed Bonds 4.97%
United States Treasury Inflation Indexed Bonds 4.96%
United States Treasury Inflation Indexed Bonds 4.87%
United States Treasury Inflation Indexed Bonds 4.83%
Check overlap with more funds →

Side by side

SCHX Schwab U.S. Large-Cap ETF VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares
Where it sits Stock ETF Bond ETF
Issuer Schwab Vanguard
What it is Tracks an index of U.S. Large-Cap Tracks an index of Short-Term Inflation-Protected Securities
Total return, 1 year +13.1% +2.2%
Its benchmark over the same days +13.7% (IVV) not measured
Gap to its benchmark −0.6 pts vs IVV not measured
Expense ratio 0.03% 0.03%
Holdings 747 26
Net assets, SCHX as of Aug 31, 2026 and VTIP as of Sep 30, 2026 $74.2bn $20.9bn

SCHX and VTIP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
SCHX

SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.

VTIP

VTIP tracks an index of Short-Term Inflation-Protected Securities. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested.

Questions people ask

Which returned more over the last year, SCHX or VTIP?
In the year to Oct 28, 2026, with distributions reinvested, SCHX returned +13.1% and VTIP +2.2%.
Which is cheaper, SCHX or VTIP?
Neither: SCHX and VTIP both charge 0.03% a year. Fees come from each fund's prospectus.
Other comparisons
BINC vs SCHXSCHX vs USHYBNDX vs SCHXAGG vs SCHXIVV vs VTIPGRNY vs VTIPITOT vs VTIPVIG vs VTIP
Where to next
SCHX on its own →VTIP on its own →Hold both: look the portfolio through →Rankings →SCHX dividend history →SCHX holdings →VTIP dividend history →VTIP holdings →Standards and sources →
Sources and dates
SCHX filings on SEC EDGAR ↗
SCHX prospectus with the expense ratio (SEC) ↗
Schwab website ↗
VTIP filings on SEC EDGAR ↗
VTIP prospectus with the expense ratio (SEC) ↗
Vanguard page for VTIP ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHX against VTIP, data as of Oct 28, 2026. https://etfiq.com/compare/any/schx-vs-vtip

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.