Which returned more over the last year, IVV or VTIP?

In the year to Oct 28, 2026, with distributions reinvested, IVV returned +13.7% and VTIP +2.2%.

Which is cheaper, IVV or VTIP?

Neither: IVV and VTIP both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IVV vs VTIP: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IVV returned +13.7% to VTIP's +2.2%; 0% of their weight is in the same names.

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Net assets: $885.1bn on Oct 27, 2026 for iShares Core S&P 500 ETF, and $20.9bn on Sep 30, 2026 for Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares.

IVV on its own →VTIP on its own →

At a glance

+13.7%

IVV total return, 1 year

+2.2%

VTIP total return, 1 year

0.03%

IVV expense ratio

0.03%

VTIP expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 11.5 points; IVV is far larger, $881.3bn against $20.9bn.

Points (pts) are percentage points.

IVV vs VTIP: Differences, Returns & Fees
Measure	IVV	VTIP
Return
Measure	IVV	VTIP
Total return, 1 year	+13.7%	+2.2%
Benchmark
Measure	IVV	VTIP
What it tracks	S&P 500	Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index
Cost and size
Measure	IVV	VTIP
Expense ratio	0.03%	0.03%
Net assets, as of Sep 30, 2026	$881.3bn	$20.9bn
Holdings
Measure	IVV	VTIP
Holdings in common	0%
In the S&P 500, by weight	100%
Top ten holdings, share of the fund	38.1%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

Risk and return

Oct 26, 2012 to Oct 23, 2026 · 730 weekly returns

IVV VTIP

Return

Total return edge IVV +588.7% +35.7%

Annualized edge IVV +14.7% +2.2%

Price return edge IVV +437.8% −2.1%

Risk

Volatility edge VTIP 15.8% 2.3%

Max drawdown edge VTIP −31.8% −5.5%

Risk-adjusted

Sharpe edge IVV 0.83 0.17

Sortino edge IVV 1.21 0.22

Calmar edge IVV 0.46 0.40

Reading

IVV returned more: +588.7% to +35.7%. VTIP swung less: 2.3% to 15.8%. VTIP fell less at its worst: −5.5% to −31.8%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: IVV vs VTIP: Differences, Returns & Fees
Measure	IVV	VTIP	Edge	How it is measured
Return
Total return	+588.7%	+35.7%	IVV	Price change plus distributions, reinvested.
Annualized	+14.7%	+2.2%	IVV	Total return as a yearly rate.
Price return	+437.8%	−2.1%	IVV	Price change alone, distributions left out.
Risk
Volatility	15.8%	2.3%	VTIP	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	10.9%	1.7%	VTIP	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−31.8%	−5.5%	VTIP	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.83	0.17	IVV	Return above Treasury bills per unit of volatility.
Sortino	1.21	0.22	IVV	Return above Treasury bills per unit of downside deviation.
Calmar	0.46	0.40	IVV	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 730 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, IVV and VTIP hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IVV VTIP

Only in one fund ↓

Only in IVV

NVIDIA 7.92%

APPLE 7.61%

MICROSOFT 5.93%

AMAZON.COM INC 3.73%

ALPHABET CLASS A 2.83%

BROADCOM INC 2.45%

ALPHABET CLASS C 2.26%

META PLATFORMS CLASS A 2.05%

Only in VTIP

United States Treasury Inflation Indexed Bonds 5.30%

United States Treasury Inflation Indexed Bonds 5.22%

United States Treasury Inflation Indexed Bonds 5.14%

United States Treasury Inflation Indexed Bonds 4.97%

United States Treasury Inflation Indexed Bonds 4.96%

United States Treasury Inflation Indexed Bonds 4.87%

United States Treasury Inflation Indexed Bonds 4.83%

Check overlap with more funds →

Side by side

IVV iShares Core S&P 500 ETF VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares

Where it sits Stock ETF Bond ETF

Issuer iShares Vanguard

What it is Tracks the S&P 500 Tracks an index of Short-Term Inflation-Protected Securities

Total return, 1 year +13.7% +2.2%

Its benchmark over the same days +13.6% (SPY) not measured

Gap to its benchmark +0.1 pts vs SPY not measured

Expense ratio 0.03% 0.03%

Holdings 505 26

Net assets, IVV as of Oct 27, 2026 and VTIP as of Sep 30, 2026 $885.1bn $20.9bn

IVV and VTIP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-F8F77BDA47

IVV and VTIP do different jobs. What does each one do in a portfolio?

What each follows. IVV follows S&P 500 and VTIP follows Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026 and Sep 30, 2026).
One-year total return. Over 1 year to Oct 28, 2026 IVV returned +13.7% and VTIP +2.2% with distributions reinvested, a gap of 11.5 points.

Data as of Oct 28, 2026.

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About each fund

IVV

IVV tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.7% with distributions reinvested, against +13.6% for its benchmark, the S&P 500. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 505 positions, with the top ten at 38.1%.

VTIP

VTIP tracks an index of Short-Term Inflation-Protected Securities. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested.

Questions people ask

Which returned more over the last year, IVV or VTIP?: In the year to Oct 28, 2026, with distributions reinvested, IVV returned +13.7% and VTIP +2.2%.
Which is cheaper, IVV or VTIP?: Neither: IVV and VTIP both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

BINC vs IVV IVV vs USHY IVV vs SCHP IVV vs TIP SPY vs VTIP VOO vs VTIP VTI vs VTIP RDVY vs VTIP

Where to next

IVV on its own →VTIP on its own →Hold both: look the portfolio through →Rankings →IVV dividend history →IVV holdings →VTIP dividend history →VTIP holdings →Standards and sources →

Sources and dates

IVV filings on SEC EDGAR ↗

IVV prospectus with the expense ratio (SEC) ↗

iShares page for IVV ↗

VTIP filings on SEC EDGAR ↗

VTIP prospectus with the expense ratio (SEC) ↗

Vanguard page for VTIP ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IVV against VTIP, data as of Oct 28, 2026. https://etfiq.com/compare/any/ivv-vs-vtip

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.