Which returned more over the last year, SCHX or VCIT?

In the year to Oct 28, 2026, with distributions reinvested, SCHX returned +13.1% and VCIT −1.8%.

Which is cheaper, SCHX or VCIT?

Neither: SCHX and VCIT both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SCHX vs VCIT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHX returned +13.1% to VCIT's −1.8%; 0% of their weight is in the same names.

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Net assets: $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.

SCHX on its own →VCIT on its own →

At a glance

+13.1%

SCHX total return, 1 year

−1.8%

VCIT total return, 1 year

0.03%

SCHX expense ratio

0.03%

VCIT expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 14.9 points.

Points (pts) are percentage points.

SCHX vs VCIT: Differences, Returns & Fees
Measure	SCHX	VCIT
Return
Measure	SCHX	VCIT
Total return, 1 year	+13.1%	−1.8%
Drawdown
Measure	SCHX	VCIT
Below its high		3.2%, high on Feb 27, 2026
Benchmark
Measure	SCHX	VCIT
What it tracks	Dow Jones U.S. Large-Cap Total Stock Market Index	Bloomberg U.S. 5-10 Year Corporate Bond Index
Cost and size
Measure	SCHX	VCIT
Expense ratio	0.03%	0.03%
Net assets, SCHX as of Aug 31, 2026 and VCIT as of Sep 30, 2026	$74.2bn	$66.6bn
Holdings
Measure	SCHX	VCIT
Holdings in common	0%
In the S&P 500, by weight	94%
Top ten holdings, share of the fund	36.0%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

What they share

By the books each fund has filed, SCHX and VCIT hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHX VCIT

Only in one fund ↓

Only in SCHX

NVIDIA Corp 7.69%

Apple Inc 6.69%

Microsoft Corp 5.42%

Amazon.com Inc 3.66%

Alphabet Inc 2.86%

Broadcom Inc 2.52%

Alphabet Inc 2.28%

Meta Platforms Inc 1.81%

Only in VCIT

MKTLIQ 0.58%

Amazon.com Inc 0.29%

Space Exploration Technologies Corp 0.28%

Meta Platforms Inc 0.27%

Boeing Co 0.27%

Bank of America Corp 0.27%

Pfizer Investment Enterprises Pte Ltd 0.26%

Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc 0.26%

Check overlap with more funds →

Side by side

SCHX Schwab U.S. Large-Cap ETF VCIT Vanguard Intermediate-Term Corporate Bond ETF

Where it sits Stock ETF Bond ETF

Issuer Schwab Vanguard

What it is Tracks an index of U.S. Large-Cap Tracks an index of Intermediate-Term Corporate Bond

Total return, 1 year +13.1% −1.8%

Its benchmark over the same days +13.7% (IVV) −1.8% (SCHI)

Gap to its benchmark −0.6 pts vs IVV 0.0 pts vs SCHI

Expense ratio 0.03% 0.03%

Holdings 747 2340

Net assets, SCHX as of Aug 31, 2026 and VCIT as of Sep 30, 2026 $74.2bn $66.6bn

SCHX and VCIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SCHX

SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.

VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. 5-10 Year Corporate Bond Index. It sat 3.2% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHX or VCIT?: In the year to Oct 28, 2026, with distributions reinvested, SCHX returned +13.1% and VCIT −1.8%.
Which is cheaper, SCHX or VCIT?: Neither: SCHX and VCIT both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

LQD vs SCHX IGIB vs SCHX AGG vs SCHX BND vs SCHX VCIT vs VTI SPY vs VCIT VCIT vs VOO ITOT vs VCIT

Where to next

SCHX on its own →VCIT on its own →Hold both: look the portfolio through →Rankings →SCHX dividend history →SCHX holdings →VCIT dividend history →VCIT holdings →Standards and sources →

Sources and dates

SCHX filings on SEC EDGAR ↗

SCHX prospectus with the expense ratio (SEC) ↗

Schwab website ↗

VCIT filings on SEC EDGAR ↗

VCIT prospectus with the expense ratio (SEC) ↗

Vanguard page for VCIT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHX against VCIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/schx-vs-vcit

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.