Data as of Oct 28, 2026.

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VCIT vs VOO: Differences, Returns & Fees

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Over the year to Oct 28, 2026, VCIT returned −1.8% to VOO's +13.7%; 0% of their weight is in the same names.

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Net assets on Sep 30, 2026: $66.6bn for Vanguard Intermediate-Term Corporate Bond ETF and $1.0tn for Vanguard S&P 500 ETF.

At a glance
−1.8%
VCIT total return, 1 year
+13.7%
VOO total return, 1 year
0.03%
VCIT expense ratio
0.03%
VOO expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 15.5 points; VOO is 15.0 times larger.

Points (pts) are percentage points.

VCIT vs VOO: Differences, Returns & Fees
MeasureVCITVOO
Return
Total return, 1 year−1.8%+13.7%
Drawdown
Below its high3.2%, high on Feb 27, 2026
Benchmark
What it tracksBloomberg U.S. 5-10 Year Corporate Bond IndexS&P 500 Index
Cost and size
Expense ratio0.03%0.03%
Net assets, as of Sep 30, 2026$66.6bn$1.0tn
Holdings
Holdings in common0%
In the S&P 500, by weight100%
Top ten holdings, share of the fund39.1%

Holdings in common uses holdings dated Sep 30, 2026. Method

Risk and return

Sep 17, 2010 to Oct 23, 2026 · 840 weekly returns
VCIT VOO
Return
Total return edge VOO +77.5% +804.0%
Annualized edge VOO +3.6% +14.6%
Price return edge VOO −1.8% +575.9%
Risk
Volatility edge VCIT 6.5% 15.9%
Max drawdown edge VCIT −20.0% −31.8%
Downside capture 99.6% 99.9%
Beta 1.00 1.00
Risk-adjusted
Sharpe edge VOO 0.33 0.84
Sortino edge VOO 0.45 1.22
Treynor −0.008 0.134
Calmar edge VOO 0.18 0.46
Against the benchmark
Alpha 0.0% a year 0.0% a year
Alpha t-stat −0.22 0.51
Information ratio −0.08 0.02
Tracking error 0.5% 0.4%

Each against its own benchmark: VCIT against SCHI, Oct 18, 2019 to Oct 23, 2026; VOO against IVV, Sep 17, 2010 to Oct 23, 2026.

Reading

VOO returned more: +804.0% to +77.5%. VCIT swung less: 6.5% to 15.9%. VCIT fell less at its worst: −20.0% to −31.8%.

Full scorecard

19 measures, with how each is measured
Open ↓
Risk and return: VCIT vs VOO: Differences, Returns & Fees
MeasureVCITVOOEdgeHow it is measured
Return
Total return+77.5%+804.0%VOOPrice change plus distributions, reinvested.
Annualized+3.6%+14.6%VOOTotal return as a yearly rate.
Price return−1.8%+575.9%VOOPrice change alone, distributions left out.
Risk
Volatility6.5%15.9%VCITSpread of weekly returns, annualized. Lower is steadier.
Downside deviation4.8%10.9%VCITLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−20.0%−31.8%VCITDeepest fall from a high to the low after it.
Upside capture99.2%99.8%Share of its benchmark's rise caught in the weeks it rose.
Downside capture99.6%99.9%Share of its benchmark's fall taken in the weeks it fell. Lower is better.
Beta1.001.00Not an edgeHow far it moves for each 1% its benchmark moves.
R squared1.001.00Not an edgeShare of its weekly moves its benchmark explains.
Risk-adjusted
Sharpe0.330.84VOOReturn above Treasury bills per unit of volatility.
Sortino0.451.22VOOReturn above Treasury bills per unit of downside deviation.
Treynor−0.0080.134Return above Treasury bills per unit of beta.
Calmar0.180.46VOOAnnualized return divided by the max drawdown.
Against the benchmark
BenchmarkSCHIIVVThe ETF each fund is measured against.
Alpha0.0% a year0.0% a yearNot significantYearly return beyond what its beta to the benchmark predicts.
Alpha t-stat−0.220.51Not an edgeHow sure the alpha is. Below 2, it could be chance.
Alpha range−0.4% to +0.3%−0.1% to +0.2%Includes zeroThe 95% range for the yearly alpha.
Information ratio−0.080.02Return against its benchmark per unit of tracking error.
Tracking error0.5%0.4%Not an edgeHow far weekly returns stray from the benchmark, annualized.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 840 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

0%

By the books each fund has filed, VCIT and VOO hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first VCIT VOO
MKTLIQ 0.58% 0.05%
Only in one fund ↓
Only in VCIT
Amazon.com Inc 0.29%
Space Exploration Technologies Corp 0.28%
Meta Platforms Inc 0.27%
Boeing Co 0.27%
Bank of America Corp 0.27%
Pfizer Investment Enterprises Pte Ltd 0.26%
Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc 0.26%
Space Exploration Technologies Corp 0.25%
Only in VOO
NVIDIA Corp 8.40%
Apple Inc 7.39%
Microsoft Corp 5.79%
Amazon.com Inc 3.72%
Alphabet Inc 3.07%
Broadcom Inc 2.54%
Alphabet Inc 2.46%
Meta Platforms Inc 2.43%
Check overlap with more funds →

Side by side

VCIT Vanguard Intermediate-Term Corporate Bond ETF VOO Vanguard S&P 500 ETF
Where it sits Bond ETF Stock ETF
What it is Tracks an index of Intermediate-Term Corporate Bond Tracks the S&P 500
Total return, 1 year −1.8% +13.7%
Its benchmark over the same days −1.8% (SCHI) +13.7% (IVV)
Gap to its benchmark 0.0 pts vs SCHI 0.0 pts vs IVV
Expense ratio 0.03% 0.03%
Holdings 2340 507
Net assets, as of Sep 30, 2026 $66.6bn $1.0tn

VCIT and VOO on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-CD57B592EE

VCIT and VOO do different jobs. What does each one do in a portfolio?

  1. What each follows. VCIT follows Bloomberg U.S. 5-10 Year Corporate Bond Index and VOO follows S&P 500 Index.
  2. Holdings in common. 0% of the weight is in the same securities (holdings dated Sep 30, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 VCIT returned −1.8% and VOO +13.7% with distributions reinvested, a gap of 15.5 points.

Data as of Oct 28, 2026.

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About each fund
VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. 5-10 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.2% below its high of Feb 27, 2026 on Oct 28, 2026.

VOO

VOO tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.7% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. By its holdings published by its issuer as of Sep 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 507 positions, with the top ten at 39.1%.

Questions people ask

Which returned more over the last year, VCIT or VOO?
In the year to Oct 28, 2026, with distributions reinvested, VCIT returned −1.8% and VOO +13.7%.
Which is cheaper, VCIT or VOO?
Neither: VCIT and VOO both charge 0.03% a year. Fees come from each fund's prospectus.
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ETFIQ, VCIT against VOO, data as of Oct 28, 2026. https://etfiq.com/compare/any/vcit-vs-voo

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