Which returned more over the last year, SCHP or VUG?

In the year to Oct 28, 2026, with distributions reinvested, SCHP returned −0.8% and VUG +6.6%.

Which is cheaper, SCHP or VUG?

Neither: SCHP and VUG both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SCHP vs VUG: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHP returned −0.8% to VUG's +6.6%; 0% of their weight is in the same names.

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Net assets: $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF, and $232.9bn on Sep 30, 2026 for Vanguard Morningstar Growth ETF.

SCHP on its own →VUG on its own →

At a glance

−0.8%

SCHP total return, 1 year

+6.6%

VUG total return, 1 year

0.03%

SCHP expense ratio

0.03%

VUG expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 7.4 points.

Points (pts) are percentage points.

SCHP vs VUG: Differences, Returns & Fees
Measure	SCHP	VUG
Return
Measure	SCHP	VUG
Total return, 1 year	−0.8%	+6.6%
Drawdown
Measure	SCHP	VUG
Below its high		4.1%, high on Oct 6, 2026
Benchmark
Measure	SCHP	VUG
What it tracks	US TIPS	Morningstar US Large Cap Growth Index
Cost and size
Measure	SCHP	VUG
Expense ratio	0.03%	0.03%
Net assets, SCHP as of Jun 30, 2026 and VUG as of Sep 30, 2026	$16.5bn	$232.9bn
Holdings
Measure	SCHP	VUG
Holdings in common	0%
In the S&P 500, by weight		97%
Top ten holdings, share of the fund		63.1%

Holdings in common uses holdings dated Jun 30, 2026 and Sep 30, 2026. Method

What they share

By the books each fund has filed, SCHP and VUG hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Sep 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHP VUG

Only in one fund ↓

Only in SCHP

United States Treasury 4.07%

United States Treasury 4.01%

United States Treasury 4.00%

United States Treasury 3.77%

United States Treasury 3.60%

United States Treasury 3.40%

United States Treasury 3.38%

United States Treasury 3.36%

Only in VUG

NVIDIA Corp 13.49%

Apple Inc 12.51%

Microsoft Corp 9.74%

Alphabet Inc 5.16%

Broadcom Inc 4.34%

Amazon.com Inc 4.26%

Meta Platforms Inc 4.23%

Alphabet Inc 4.09%

Check overlap with more funds →

Side by side

SCHP Schwab U.S. TIPS ETF VUG Vanguard Morningstar Growth ETF

Where it sits Bond ETF Stock ETF

Issuer Schwab Vanguard

What it is Tracks an index of US TIPS Tracks an index of US growth

Total return, 1 year −0.8% +6.6%

Its benchmark over the same days −1.4% (AGG) not measured

Gap to its benchmark +0.6 pts vs AGG not measured

Expense ratio 0.03% 0.03%

Holdings 48 137

Net assets, SCHP as of Jun 30, 2026 and VUG as of Sep 30, 2026 $16.5bn $232.9bn

SCHP and VUG on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index. The prospectus expense ratio is 0.03% a year.

VUG

VUG tracks an index of US growth. Over the year to Oct 28, 2026 it returned +6.6% with distributions reinvested. By its holdings published by its issuer as of Sep 30, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 137 positions, with the top ten at 63.1%. It sat 4.1% below its high of Oct 6, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHP or VUG?: In the year to Oct 28, 2026, with distributions reinvested, SCHP returned −0.8% and VUG +6.6%.
Which is cheaper, SCHP or VUG?: Neither: SCHP and VUG both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

QQQ vs SCHP GARP vs SCHP SCHP vs XOVR IWF vs SCHP TIP vs VUG BINC vs VUG EMB vs VUG IGSB vs VUG

Where to next

SCHP on its own →VUG on its own →Hold both: look the portfolio through →Rankings →SCHP dividend history →SCHP holdings →VUG dividend history →VUG holdings →Standards and sources →

Sources and dates

SCHP filings on SEC EDGAR ↗

SCHP prospectus with the expense ratio (SEC) ↗

Schwab website ↗

VUG filings on SEC EDGAR ↗

VUG prospectus with the expense ratio (SEC) ↗

Vanguard page for VUG ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHP against VUG, data as of Oct 28, 2026. https://etfiq.com/compare/any/schp-vs-vug

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.