Data as of Oct 28, 2026.

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QQQ vs SCHP: Differences, Returns & Fees

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Over the year to Oct 28, 2026, QQQ returned +15.2% to SCHP's −0.8%; 0% of their weight is in the same names.

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Net assets: $483.0bn on Oct 27, 2026 for Invesco QQQ Trust, Series 1, and $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF.

At a glance
+15.2%
QQQ total return, 1 year
−0.8%
SCHP total return, 1 year
0.18%
QQQ expense ratio
0.03%
SCHP expense ratio

Pair scorecard

SCHP costs 0.15 points a year less; their one-year returns differ by 16.0 points.

QQQ vs SCHP: Differences, Returns & Fees
MeasureQQQSCHP
Return
Total return, 1 year+15.2%−0.8%
Drawdown
Below its high4.5%, high on Oct 6, 2026
Benchmark
What it tracksNasdaq-100 IndexUS TIPS
Cost and size
Expense ratio0.18%0.03%
Net assets, QQQ as of Oct 27, 2026 and SCHP as of Jun 30, 2026$483.0bn$16.5bn
Holdings
Holdings in common0%
In the S&P 500, by weight96%
Top ten holdings, share of the fund46.7%

Holdings in common uses holdings dated Jun 30, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, QQQ and SCHP hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first QQQ SCHP
Only in one fund ↓
Only in QQQ
NVIDIA Corp 8.17%
Apple Inc 7.88%
Microsoft Corp 6.14%
Micron Technology Inc 4.50%
Amazon.com Inc 4.25%
Advanced Micro Devices Inc 3.93%
Tesla Inc 3.33%
Alphabet Inc 2.92%
Only in SCHP
United States Treasury 4.07%
United States Treasury 4.01%
United States Treasury 4.00%
United States Treasury 3.77%
United States Treasury 3.60%
United States Treasury 3.40%
United States Treasury 3.38%
United States Treasury 3.36%
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Side by side

QQQ Invesco QQQ Trust, Series 1 SCHP Schwab U.S. TIPS ETF
Where it sits Stock ETF Bond ETF
What it is Tracks the Nasdaq-100 Tracks an index of US TIPS
Total return, 1 year +15.2% −0.8%
Its benchmark over the same days +15.2% (QQQM) −1.4% (AGG)
Gap to its benchmark 0.0 pts vs QQQM +0.6 pts vs AGG
Expense ratio 0.18% 0.03%
Holdings 103 48
Net assets, QQQ as of Oct 27, 2026 and SCHP as of Jun 30, 2026 $483.0bn $16.5bn

QQQ and SCHP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
QQQ

QQQ tracks the Nasdaq-100. Over the year to Oct 28, 2026 it returned +15.2% with distributions reinvested, against +15.2% for its benchmark, the Nasdaq-100 Index. The prospectus expense ratio is 0.18% a year. By its holdings published by its issuer for Oct 27, 2026, 96% of the fund by weight is stocks the S&P 500 also holds, across 103 positions, with the top ten at 46.7%. It sat 4.5% below its high of Oct 6, 2026 on Oct 28, 2026.

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index. The prospectus expense ratio is 0.03% a year.

Questions people ask

Which returned more over the last year, QQQ or SCHP?
In the year to Oct 28, 2026, with distributions reinvested, QQQ returned +15.2% and SCHP −0.8%.
Which is cheaper, QQQ or SCHP?
SCHP is cheaper, by 0.15 percentage points a year. That is about $15 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, QQQ against SCHP, data as of Oct 28, 2026. https://etfiq.com/compare/any/qqq-vs-schp

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