Data as of Oct 28, 2026.

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SCHH vs XLV: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHH returned +8.7% to XLV's +25.6%; 0% of their weight is in the same names.

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Net assets: $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF, and $47.0bn on Oct 27, 2026 for State Street Health Care Select Sector SPDR ETF.

At a glance
+8.7%
SCHH total return, 1 year
+25.6%
XLV total return, 1 year
0.07%
SCHH expense ratio
0.08%
XLV expense ratio

Pair scorecard

SCHH costs 0.01 points a year less; their one-year returns differ by 16.9 points.

SCHH vs XLV: Differences, Returns & Fees
MeasureSCHHXLV
Return
Total return, 1 year+8.7%+25.6%
Drawdown
Below its high8.5%, high on Jul 24, 2026
Benchmark
What it tracksUS REITHealth Care Select Sector Index
Cost and size
Expense ratio0.07%0.08%
Net assets, SCHH as of Aug 31, 2026 and XLV as of Oct 27, 2026$11.2bn$47.0bn
Holdings
Holdings in common0%
Top ten holdings, share of the fund51.6%60.6%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

Risk and return

Jan 21, 2011 to Oct 23, 2026 · 822 weekly returns
SCHH XLV
Return
Total return edge XLV +175.1% +626.4%
Annualized edge XLV +6.6% +13.4%
Price return edge XLV +79.9% +457.0%
Risk
Volatility edge XLV 20.9% 15.9%
Max drawdown edge XLV −42.3% −24.3%
Risk-adjusted
Sharpe edge XLV 0.33 0.77
Sortino edge XLV 0.47 1.12
Calmar edge XLV 0.16 0.55
Reading

XLV returned more: +626.4% to +175.1%. XLV swung less: 15.9% to 20.9%. XLV fell less at its worst: −24.3% to −42.3%.

Full scorecard

9 measures, with how each is measured
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Risk and return: SCHH vs XLV: Differences, Returns & Fees
MeasureSCHHXLVEdgeHow it is measured
Return
Total return+175.1%+626.4%XLVPrice change plus distributions, reinvested.
Annualized+6.6%+13.4%XLVTotal return as a yearly rate.
Price return+79.9%+457.0%XLVPrice change alone, distributions left out.
Risk
Volatility20.9%15.9%XLVSpread of weekly returns, annualized. Lower is steadier.
Downside deviation14.7%10.8%XLVLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−42.3%−24.3%XLVDeepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.330.77XLVReturn above Treasury bills per unit of volatility.
Sortino0.471.12XLVReturn above Treasury bills per unit of downside deviation.
Calmar0.160.55XLVAnnualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 822 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

0%

By the books each fund has filed, SCHH and XLV hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHH XLV
Only in one fund ↓
Only in SCHH
Welltower Inc 11.05%
Prologis Inc 8.79%
Simon Property Group Inc 4.59%
Digital Realty Trust Inc 4.54%
Equinix Inc 4.27%
American Tower Corp 4.24%
Realty Income Corp 4.02%
Public Storage 3.62%
Only in XLV
ELI LILLY + CO 15.77%
JOHNSON + JOHNSON 9.96%
ABBVIE INC 7.78%
UNITEDHEALTH GROUP INC 5.66%
MERCK + CO. INC. 5.38%
THERMO FISHER SCIENTIFIC INC 3.94%
AMGEN INC 3.72%
GILEAD SCIENCES INC 3.03%
Check overlap with more funds →

Side by side

SCHH Schwab U.S. REIT ETF XLV State Street Health Care Select Sector SPDR ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of US REIT Tracks an index of Health care
Total return, 1 year +8.7% +25.6%
Expense ratio 0.07% 0.08%
Already in the S&P 500 73.9% 99.7%
Holdings 117 62
Net assets, SCHH as of Aug 31, 2026 and XLV as of Oct 27, 2026 $11.2bn $47.0bn

SCHH and XLV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-BC650A9704

SCHH and XLV do different jobs. What does each one do in a portfolio?

  1. What each follows. SCHH follows US REIT and XLV follows Health Care Select Sector Index.
  2. Holdings in common. 0% of the weight is in the same securities (holdings dated Aug 31, 2026 and Oct 27, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 SCHH returned +8.7% and XLV +25.6% with distributions reinvested, a gap of 16.9 points.

Data as of Oct 28, 2026.

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About each fund
SCHH

SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.

XLV

XLV tracks an index of Health care. Over the year to Oct 28, 2026 it returned +25.6% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 62 positions, with the top ten at 60.6%.

Questions people ask

Which returned more over the last year, SCHH or XLV?
In the year to Oct 28, 2026, with distributions reinvested, SCHH returned +8.7% and XLV +25.6%.
Which is cheaper, SCHH or XLV?
SCHH is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SCHH and XLV overlap with the S&P 500?
By their latest filed holdings, 74% of SCHH and 100% of XLV by weight is stocks the S&P 500 already holds.
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ETFIQ, SCHH against XLV, data as of Oct 28, 2026. https://etfiq.com/compare/any/schh-vs-xlv

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