Data as of Oct 28, 2026.
SCHH vs XLB: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHH returned +8.7% to XLB's +18.5%; 0% of their weight is in the same names.
askIQ about this page
askIQ about SCHH and XLB
Net assets: $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF, and $8.1bn on Oct 27, 2026 for State Street Materials Select Sector SPDR ETF.
Pair scorecard
SCHH costs 0.01 points a year less; their one-year returns differ by 9.8 points.
| Measure | SCHH | XLB |
|---|---|---|
| Return | ||
| Total return, 1 year | +8.7% | +18.5% |
| Drawdown | ||
| Below its high | 8.5%, high on Jul 24, 2026 | |
| Benchmark | ||
| What it tracks | US REIT | Materials Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.07% | 0.08% |
| Net assets, SCHH as of Aug 31, 2026 and XLB as of Oct 27, 2026 | $11.2bn | $8.1bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 51.6% | 58.5% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, SCHH and XLB hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
SCHH and XLB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHH
SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.
XLB
XLB tracks an index of Materials. Over the year to Oct 28, 2026 it returned +18.5% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 25 positions, with the top ten at 58.5%.
Questions people ask
- Which returned more over the last year, SCHH or XLB?
- In the year to Oct 28, 2026, with distributions reinvested, SCHH returned +8.7% and XLB +18.5%.
- Which is cheaper, SCHH or XLB?
- SCHH is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SCHH against XLB, data as of Oct 28, 2026. https://etfiq.com/compare/any/schh-vs-xlb
ETFIQ. (Oct 28, 2026). SCHH against XLB. Retrieved from https://etfiq.com/compare/any/schh-vs-xlb
[SCHH against XLB (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schh-vs-xlb)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.