Data as of Oct 28, 2026.
SCHH vs USRT: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHH returned +8.7% to USRT's +10.0%; 26% of their weight is in the same names.
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Net assets: $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF, and $4.2bn on Oct 27, 2026 for iShares Core U.S. REIT ETF.
Pair scorecard
SCHH costs 0.01 points a year less; their one-year returns differ by 1.3 points.
| Measure | SCHH | USRT |
|---|---|---|
| Return | ||
| Total return, 1 year | +8.7% | +10.0% |
| Drawdown | ||
| Below its high | 8.5%, high on Jul 24, 2026 | 9.9%, high on Jul 24, 2026 |
| Benchmark | ||
| What it tracks | US REIT | FTSE Nareit Equity REITs 40 Act Capped Index |
| Cost and size | ||
| Expense ratio | 0.07% | 0.08% |
| Net assets, SCHH as of Aug 31, 2026 and USRT as of Oct 27, 2026 | $11.2bn | $4.2bn |
| Holdings | ||
| Holdings in common | 26% | |
| Top ten holdings, share of the fund | 51.6% | 50.1% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
Risk and return
Jan 21, 2011 to Oct 23, 2026 · 822 weekly returnsUSRT returned more: +222.2% to +175.1%. SCHH and USRT swung about the same: 20.9% and 20.5%. SCHH and USRT fell about the same at their worst: −42.3% and −42.0%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHH | USRT | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +175.1% | +222.2% | USRT | Price change plus distributions, reinvested. |
| Annualized | +6.6% | +7.7% | USRT | Total return as a yearly rate. |
| Price return | +79.9% | +85.4% | USRT (slight) | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 20.9% | 20.5% | Tie | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 14.7% | 14.4% | USRT (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −42.3% | −42.0% | Tie | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.33 | 0.39 | USRT | Return above Treasury bills per unit of volatility. |
| Sortino | 0.47 | 0.55 | USRT | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.16 | 0.18 | USRT | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 822 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHH and USRT hold 26% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
26% in common
Only in one fund ↓
Side by side
SCHH and USRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHH and USRT are built for the same job. How do they differ in cost, holdings and results?
- What each follows. SCHH follows US REIT and USRT follows FTSE Nareit Equity REITs 40 Act Capped Index.
- Holdings in common. 26% of the weight is in the same securities (holdings dated Aug 31, 2026 and Oct 27, 2026).
- One-year total return (similar). Over 1 year to Oct 28, 2026 SCHH returned +8.7% and USRT +10.0% with distributions reinvested, a gap of 1.3 points.
Data as of Oct 28, 2026.
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SCHH
SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.
USRT
USRT tracks an index. Over the year to Oct 28, 2026 it returned +10.0% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 69% of the fund by weight is stocks the S&P 500 also holds, across 124 positions, with the top ten at 50.1%. It sat 9.9% below its high of Jul 24, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, SCHH or USRT?
- In the year to Oct 28, 2026, with distributions reinvested, SCHH returned +8.7% and USRT +10.0%.
- Which is cheaper, SCHH or USRT?
- SCHH is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SCHH against USRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/schh-vs-usrt
ETFIQ. (Oct 28, 2026). SCHH against USRT. Retrieved from https://etfiq.com/compare/any/schh-vs-usrt
[SCHH against USRT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schh-vs-usrt)
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