Data as of Oct 28, 2026.
USRT vs VNQ: Differences, Returns & Fees
Over the year to Oct 28, 2026, USRT returned +10.0% to VNQ's +4.8%; 71% of their weight is in the same names.
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askIQ about USRT and VNQ
Net assets: $4.2bn on Oct 27, 2026 for iShares Core U.S. REIT ETF, and $35.9bn on Sep 30, 2026 for Vanguard Real Estate ETF.
Pair scorecard
USRT costs 0.05 points a year less; their one-year returns differ by 5.2 points; VNQ is 8.3 times larger.
| Measure | USRT | VNQ |
|---|---|---|
| Return | ||
| Total return, 1 year | +10.0% | +4.8% |
| Drawdown | ||
| Below its high | 9.9%, high on Jul 24, 2026 | 8.3%, high on Jul 28, 2026 |
| Benchmark | ||
| What it tracks | FTSE Nareit Equity REITs 40 Act Capped Index | MSCI US Investable Market Real Estate 25/50 Index |
| Cost and size | ||
| Expense ratio | 0.08% | 0.13% |
| Net assets, as of Sep 30, 2026 | $4.3bn | $35.9bn |
| Holdings | ||
| Holdings in common | 71% | |
| Top ten holdings, share of the fund | 50.1% | 55.8% |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
Risk and return
May 11, 2007 to Oct 23, 2026 · 1,015 weekly returnsUSRT and VNQ returned about the same: +165.0% and +163.1%. USRT and VNQ swung about the same: 26.3% and 26.0%. USRT and VNQ fell about the same at their worst: −69.9% and −70.5%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | USRT | VNQ | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +165.0% | +163.1% | Tie | Price change plus distributions, reinvested. |
| Annualized | +5.1% | +5.1% | Tie | Total return as a yearly rate. |
| Price return | +26.4% | +17.0% | USRT | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 26.3% | 26.0% | Tie | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 18.2% | 18.0% | Tie | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −69.9% | −70.5% | Tie | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.26 | 0.26 | Tie | Return above Treasury bills per unit of volatility. |
| Sortino | 0.38 | 0.38 | Tie | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.07 | 0.07 | Tie | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,015 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, USRT and VNQ hold 71% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
71% in common
Only in one fund ↓
Side by side
USRT and VNQ on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
USRT and VNQ are built for the same job. How do they differ in cost, holdings and results?
- What each follows. USRT follows FTSE Nareit Equity REITs 40 Act Capped Index and VNQ follows MSCI US Investable Market Real Estate 25/50 Index.
- One-year total return. Over 1 year to Oct 28, 2026 USRT returned +10.0% and VNQ +4.8% with distributions reinvested, a gap of 5.2 points.
- Size. USRT has $4.3bn in net assets and VNQ $35.9bn (net assets, as of Sep 30, 2026); VNQ is 8.3 times larger.
Data as of Oct 28, 2026.
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USRT
USRT tracks an index. Over the year to Oct 28, 2026 it returned +10.0% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 69% of the fund by weight is stocks the S&P 500 also holds, across 124 positions, with the top ten at 50.1%. It sat 9.9% below its high of Jul 24, 2026 on Oct 28, 2026.
VNQ
VNQ tracks an index of US real estate. Over the year to Oct 28, 2026 it returned +4.8% with distributions reinvested. The prospectus expense ratio is 0.13% a year. By its holdings published by its issuer as of Sep 30, 2026, 63% of the fund by weight is stocks the S&P 500 also holds, across 141 positions, with the top ten at 55.8%. It sat 8.3% below its high of Jul 28, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, USRT or VNQ?
- In the year to Oct 28, 2026, with distributions reinvested, USRT returned +10.0% and VNQ +4.8%.
- Which is cheaper, USRT or VNQ?
- USRT is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, USRT against VNQ, data as of Oct 28, 2026. https://etfiq.com/compare/any/usrt-vs-vnq
ETFIQ. (Oct 28, 2026). USRT against VNQ. Retrieved from https://etfiq.com/compare/any/usrt-vs-vnq
[USRT against VNQ (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/usrt-vs-vnq)
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